A new PYMNTS Intelligence report suggests the most important shift in consumer credit may not be happening among prime borrowers at all. Get the Full...
Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard...
Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full...
The buy now, pay later (BNPL) disruption story may have been misunderstood from the beginning. Get the Full Story Complete the form to unlock this...
Younger generations are no longer a future growth segment for credit unions. They are an active, demanding customer base whose expectations around payments are shaping...
Consumers still intend to spend, and new Federal Reserve findings, alongside PYMNTS Intelligence data, show how they expect to make those purchases work. Get the...
Europe-focused payments services company Worldline has launched a partnership with flexible payments provider Klarna. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full...