ACH

An automated clearing house is a computer-based electronic network for processing transactions, usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits.

Account-to-Account Payments Have a Branding Problem
Account-to-Account Payments Have a Branding Problem
June 09, 2023  |  Payment Methods

Business has a way of creating an alphabet soup of abbreviations and marketing names for financial products, and that’s certainly the case with account-to-account, or...

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Plaid Adds Instant Payouts to Its Transfer Tool
Plaid Adds Instant Payouts to Its Transfer Tool
April 13, 2023  |  Faster Payments

Open banking platform Plaid says it is giving users the ability to make instant payouts. The company announced Thursday (April 13) that it was adding...

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Only 1% of Real Estate Firms Use Real-Time Payments – Why?
Only 1% of Real Estate Firms Use Real-Time Payments – Why?
April 13, 2023  |  Real-Time Payments

The real estate industry heavily relies on legacy payment methods for their business-to-business (B2B) transactions, but that is beginning to change. PYMNTS’ latest research reveals...

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4 in 10 Insurers Don’t Offer Consumers the Instant Disbursements They Prefer
4 in 10 Insurers Don’t Offer Consumers the Instant Disbursements They Prefer
March 02, 2023  |  Disbursements

When consumers are given a choice, they usually choose to receive insurance disbursements via same-day account transfer or instant payment rails. It’s a finding that...

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Instant Payments Help New Payments Ecosystems Blossom
Instant Payments Help New Payments Ecosystems Blossom
November 28, 2022  |  Faster Payments

Faster payments take center stage this coming year, as FedNow, the U.S.-based instant payments network, gets up and running. But as Wells Fargo Head of...

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Mastercard and JPMorgan Launch Pay By Bank to Streamline ACH Payments
Mastercard and JPMorgan Launch Pay By Bank to Streamline ACH Payments
November 09, 2022  |  Payment Methods

With traditional payment methods like cash and personal checks on the decline, J.P. Morgan Payments is looking to tap into the growing interest in alternative...

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The Stablecoin Versus Real-Time Payments Debate
The Stablecoin Versus Real-Time Payments Debate
October 28, 2022  |  Cryptocurrency

Cryptocurrency supporters have long argued that one of the lowest-hanging fruits in the payments industry is cross-border payments, and that’s doubly true for stablecoins, which...

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Legacy Players and Digital Disruptors Will Join Forces to Reshape Payments
Legacy Players and Digital Disruptors Will Join Forces to Reshape Payments
October 25, 2022  |  Digital Payments

To a large extent the future of payments will be built on foundations laid in the past, but greatly enhanced by digital innovations that are...

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Why Gaming May Be Ace in the Hole for Instant Payments
Why Gaming May Be Ace in the Hole for Instant Payments
September 22, 2022  |  Faster Payments

It’s a paradox, to say the least. Consumer demand for instant payments has climbed higher than ever. Ingo Money CEO Drew Edwards told PYMNTS’ Karen...

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