alternative credit

What 2026 Will Make Obvious

What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Hot

“For last year’s words belong to last year’s language. And next year’s words await another voice.” — T.S. Eliot When T.S. Eliot wrote those lines...

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Hot

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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Credit Limit Confusion Sends Consumer Spending Packing
Credit Limit Confusion Sends Consumer Spending Packing
December 30, 2025  |  Credit Cards

Credit limits have traditionally been treated as a mechanical feature of card programs: a numeric ceiling determined by algorithms, credit scores and internal risk thresholds....

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43% of Consumers Bail on Purchases Without BNPL Option
43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025  |  BNPL

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery...

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FICO to Launch Credit Scores That Incorporate BNPL Data
FICO to Launch Credit Scores That Incorporate BNPL Data
June 23, 2025  |  BNPL

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. FICO Score 10 BNPL and FICO Score...

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Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
June 16, 2025  |  Alternative Credit

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. How a business...

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Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
June 12, 2025  |  Fintech Investments

Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. As Bloomberg News reported Thursday (June 12), the companies have signed an agreement...

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Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

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