alternative credit

What 2026 Will Make Obvious

What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Trending

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Credit Limit Confusion Sends Consumer Spending Packing
Credit Limit Confusion Sends Consumer Spending Packing
December 30, 2025  |  Credit Cards

Credit limits have traditionally been treated as a mechanical feature of card programs: a numeric ceiling determined by algorithms, credit scores and internal risk thresholds....

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43% of Consumers Bail on Purchases Without BNPL Option
43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025  |  BNPL

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery...

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FICO to Launch Credit Scores That Incorporate BNPL Data
FICO to Launch Credit Scores That Incorporate BNPL Data
June 23, 2025  |  BNPL

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form...

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Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
June 16, 2025  |  Alternative Credit

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full...

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Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
Citi and Carlyle Group Partner on ‘Side-by-Side’ FinTech Fund
June 12, 2025  |  Fintech Investments

Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. Get the Full Story Complete the form to unlock this article and enjoy...

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Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

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FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Finances

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

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