Alternative Lenders

Data Sharing, XaaS Target SMB Financing Efficiencies
Data Sharing, XaaS Target SMB Financing Efficiencies
April 16, 2020  |  B2B Payments

Accelerated data sharing has become a focal point for small business lenders and FinTechs looking to speed up the time it takes for SMBs to...

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FI’s $52 Trillion Threat
FI’s $52 Trillion Threat
April 15, 2019  |  Banking

Shadow banking now has $52 trillion in assets under its belt. FinTech firms are crowding financial services’ flanks, looking for customers who crave mobile means...

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Building A Better On-Ramp For Credit Repair
Building A Better On-Ramp For Credit Repair
March 26, 2019  |  Alternative Finances

Self Lender Founder James Garvey never thought he would go into financial services, and certainly never thought financial inclusion would become a personal passion. As a...

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Rising Interest Rates And The Changing Mortgage Market
Rising Interest Rates And The Changing Mortgage Market
November 27, 2018  |  Loans

Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. Mortgage applications for new homes are...

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Pew Pushes Installment Loans As Regulated Payday Alternative
Pew Pushes Installment Loans As Regulated Payday Alternative
October 17, 2018  |  Alternative Finances

Short-term lending – specifically, payday loans – have attracted a lot of attention in recent years, from the media and from the regulators. A little...

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LendingClub Settles With SEC, DOJ
LendingClub Settles With SEC, DOJ
October 01, 2018  |  Security & Fraud

On Friday (Sept. 30), LendingClub officially closed the door on a two-year chapter in its corporate history that its current board and founding team would...

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PIRS Capital Talks Merchant Cash Advance Evolution
PIRS Capital Talks Merchant Cash Advance Evolution
August 24, 2018  |  B2B Payments

Small businesses’ use of alternative finance platforms is slowly on the rise. While data from the Federal Reserve shows small and large banks still tower...

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Competition Heats Up Between Large FIs, Small Banks, Alt Lenders – And SMBs Win
Competition Heats Up Between Large FIs, Small Banks, Alt Lenders – And SMBs Win
June 18, 2018  |  B2B Payments

Loan approvals for small business borrowers in the U.S. hit a new peak last month, according to Biz2Credit research. But the story doesn’t end there....

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Credit Union SMB Loan Approvals Hit Record Lows
Credit Union SMB Loan Approvals Hit Record Lows
June 14, 2018  |  B2B Payments

The latest data from the monthly Biz2Credit Small Business Lending Index suggests a slump in small business lending among U.S. credit unions. A press release...

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