Anuj Nayar

Report: Whether a Consumer Lives Paycheck to Paycheck Depends on Where They Live
Report: Whether a Consumer Lives Paycheck to Paycheck Depends on Where They Live
June 01, 2023  |  Consumer Insights

Things are tough all over, and six-figure earners are not immune, as prices for fundamentals like food, housing and transportation are causing more high earners...

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Supplemental Incomes Make Household Finances More Manageable for Millions
Supplemental Incomes Make Household Finances More Manageable for Millions
April 05, 2023  |  Consumer Insights

Americans have a way of overcoming financial adversity, and this is borne out by the rising number of employed consumers taking on side hustles to...

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LendingClub: Decline in Paycheck-to-Paycheck Ranks Is ‘Encouraging’
LendingClub: Decline in Paycheck-to-Paycheck Ranks Is ‘Encouraging’
March 07, 2023  |  Consumer Insights

At first glance, there’s reason to be optimistic when viewing the current state of the paycheck-to-paycheck economy. Joint research from PYMNTS and LendingClub shows that...

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LendingClub: AI Can Transform Lending and Broaden Inclusion
LendingClub: AI Can Transform Lending and Broaden Inclusion
February 23, 2023  |  artificial intelligence

The artificial intelligence (AI) revolution has been more of an evolution. “AI is the latest buzzword for something that’s been building for at least a...

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LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
February 09, 2023  |  Economy

More of us are living paycheck to paycheck — straining to make ends meet — than at any point since the pandemic. “I was shocked...

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Stressed Consumers Scaling Back Retirement Planning and Funding
Stressed Consumers Scaling Back Retirement Planning and Funding
January 03, 2023  |  Economy

People living paycheck-to-paycheck are having a hard time setting financial goals, much less achieving them. According to the latest study in this long-running series, December’s...

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Ranks of Paycheck-to-Paycheck Consumers Fall Slightly in September
Ranks of Paycheck-to-Paycheck Consumers Fall Slightly in September
October 05, 2022  |  Consumer Finance

Unpacking how U.S. consumers at all income levels are making ends meet reveals that paycheck-to-paycheck living is becoming — or already is — accepted as...

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How Did $1,400 Become the ‘New’ Average Emergency Expense?
How Did $1,400 Become the ‘New’ Average Emergency Expense?
September 14, 2022  |  Economy

For years, $400 has served as shorthand for the precarious state of the U.S. consumer’s financial health — namely, whether they could afford to meet...

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