APIs

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last Five
Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...
June 23, 2025  |  Data & Research

Watch more: From Infrastructure to Analytics: The Plaid Playbook The form factors of finance are undergoing radical transformation, shifting from physical transactions and paper trails...

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Services and APIs Turning Interchange Pressure Into Merchant Growth
Services and APIs Turning Interchange Pressure Into Merchant Growth
June 13, 2025  |  Payments Innovation

Payment processing may be the plumbing of modern commerce, but for banks and FinTechs chasing transaction volume, it is also the battlefield where customer loyalty...

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Peymo Launches AI-Powered Digital Finance Platform
Peymo Launches AI-Powered Digital Finance Platform
June 12, 2025  |  Payments Innovation

Peymo, a FinTech based in the United Kingdom, launched an artificial intelligence-powered digital finance platform that integrates fiat banking, cryptocurrency wallets, tokenized assets and embedded...

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Visa: Issuer Customer Lifetime Value Hinges on Personalization and Real-Time Experiences
Visa: Issuer Customer Lifetime Value Hinges on Personalization and Real-Time Experiences
June 11, 2025  |  Payment Methods

It would be understandable to ascribe certain characteristics to the best-in-class issuers. The PYMNTS Intelligence and Visa DPS report “The Best-In-Class Modern Card Issuer: Driving...

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Bank of America Taps Merchant Data to Boost Payment Approval Rates
Bank of America Taps Merchant Data to Boost Payment Approval Rates
June 10, 2025  |  Data & Research

An optimal payment experience, which is frictionless in nature, involves collaboration. Issuers and merchants must work together to ensure that the merchant makes the sale,...

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Core System Upgrades Move Insurers Toward Real-Time Payments
Core System Upgrades Move Insurers Toward Real-Time Payments
June 09, 2025  |  Insurance

Insurance firms face a conundrum when digitalizing operations, as they accept and disburse payments that have multiple points of contact. Are they going to be...

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Can Digital Wallets, Stablecoins Solve Small Banks’ Cross-Border Cost Center?
Can Digital Wallets, Stablecoins Solve Small Banks’ Cross-Border Cost Center?
June 06, 2025  |  Cross-border Payments

Cross-border payments don’t have a small bank problem; small banks have a cross-border problem. With layers of intermediaries, opaque fee structures and legacy infrastructure, the...

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Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
May 29, 2025  |  Payments Innovation

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here...

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UK’s Banking Circle Gives Visa Access to Its Local Clearing Rails
UK’s Banking Circle Gives Visa Access to Its Local Clearing Rails
May 22, 2025  |  Partnerships

Payments bank Banking Circle launched a partnership with Visa’s Visa Direct. This collaboration lets Visa Direct access Banking Circle’s “extensive” local clearing rails around the...

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