News

Cross-border Payments
How AI and Orchestration Rewired Cross-Border Payments in 2025
December 19, 2025

When times get tough, payments need to get easier. That was the case in 2025 for cross-border payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

B2B Payments
B2B Platforms Bring Finance to the Moment Decisions Are Made
December 19, 2025

It’s a turbulent landscape out there for B2B enterprises. And B2B platforms have a front-row seat to the environment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Payments Innovation
Payments Modernization Starts With Consumer Insight
December 19, 2025

Watch more: What’s Next in Payments Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Retail
75% of Retailers See Embedded Finance as a Top Priority
December 19, 2025

Retailers are no longer treating embedded finance as a checkout enhancement. The data show it is becoming a tool for control over customer relationships, compliance exposure and operational tempo across the retail stack. Get the Full Story Complete the form to unlock this article and...

Social Commerce
TikTok Says New Joint Venture Will Enable Continued US Operations
December 18, 2025

TikTok and parent company ByteDance have signed agreements with Oracle, Silver Lake and MGX to form a new TikTok U.S. joint venture that will enable the app to continue operating in the United States, according to TikTok CEO Shou Zi Chew. Get the Full Story Complete the form to unlock this article and...

Artificial Intelligence
OpenAI Launches ChatGPT App Store
December 18, 2025

OpenAI opened its ChatGPT App Directory on Wednesday (Dec. 17), which is a marketplace of third-party applications that run directly within the ChatGPT interface. The move allows developers to submit apps for review and publication, and users to discover and use those apps without leaving...

Regulation
OCC Reduces Regulatory Mandate Covering Citi’s Risk Management Systems
December 18, 2025

The Office of the Comptroller of the Currency terminated a July 2024 amendment to an October 2020 consent order with Citi having to do with deficiencies in the bank’s risk management systems. Get the Full Story Complete the form to unlock this article and enjoy...

Artificial Intelligence
Everyday Planning and Shopping Lead Consumer Shift to AI Assistants
December 18, 2025

Consumers are increasingly open to letting artificial intelligence (AI) move beyond answering questions and begin acting on their behalf, but that willingness remains selective and uneven. New PYMNTS Intelligence data shows meaningful interest in autonomous AI assistants for everyday planning, even as a sizable share...

Retail
Amazon and Walmart See Intent as 2026’s Holy Grail
December 18, 2025

Among retail’s most dominant themes in 2025 was that the next era of competition is about ecosystem control, not just operational excellence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...