Financial institutions have spent decades learning how to identify customers. Hong Kong is starting to test how they might identify the artificial intelligence (AI) agents...
FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since...
Every financial API was built for a human developer, a human analyst, or a human customer. A person queries the endpoint. A person reviews the...
Watch more: Need to Know With Bretton AI’s Will Lawrence Every artificial intelligence (AI) tool a bank adds to solve one risk problem gives it...
Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. The conditional approval follows Upstart’s...
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...
The reality of financial blockchain adoption is turning out to be a very different story than the permissionless approach the digital asset space was built...
U.K. digital bank Monzo says it is set to acquire British mortgage broker Habito. The company says the deal, announced Tuesday (Dec. 16), will make...
Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is...