BNPL

OCC Says Banks Must Take ‘Safe and Sound’ Approach to BNPL
OCC Says Banks Must Take ‘Safe and Sound’ Approach to BNPL
December 06, 2023  |  Buy Now Pay Later

The Office of the Comptroller of the Currency (OCC) has issued a guidance to national banks and federal savings associations addressing buy now, pay later (BNPL) lending. Get the...

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Suburban Consumers Trail City Dwellers in BNPL Usage
Suburban Consumers Trail City Dwellers in BNPL Usage
December 06, 2023  |  Buy Now Pay Later

Suburban consumers have a weaker perception of financial stability than those in urban communities, making them an interesting target group for certain credit products with...

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US Retailers Benefit From Offering APAC Travelers Their Preferred Payment Methods 
US Retailers Benefit From Offering APAC Travelers Their Preferred Payment Methods 
December 06, 2023  |  Payment Methods

Wei Jiang, co-founder, president and COO at Citcon, told PYMNTS in a recent interview that the travel rebound is a long-standing trend — and one that...

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Report: Indian BNPL Startup ZestMoney to Wind Down Operations
Report: Indian BNPL Startup ZestMoney to Wind Down Operations
December 05, 2023  |  Buy Now Pay Later

Indian buy now, pay later (BNPL) startup ZestMoney is reportedly closing down after unsuccessful attempts to find a buyer. Get the Full Story Complete the form to...

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Credit Card Usage 20% Higher Among Indulgent Shoppers
Credit Card Usage 20% Higher Among Indulgent Shoppers
December 05, 2023  |  Consumer Finance

As people build up their savings, they tend to loosen the reins on their spending habits. In fact, it appears that a higher savings balance...

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Mondu and Mangopay Partner on B2B Payments Solutions in Europe
Mondu and Mangopay Partner on B2B Payments Solutions in Europe
December 05, 2023  |  B2B Payments

Mondu and Mangopay have partnered to support B2B marketplace businesses across Europe by offering them a modular payments infrastructure that can be tailored to meet...

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Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores
Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit...
December 04, 2023  |  Buy Now Pay Later

Buy now, pay later (BNPL) has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments...

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BIS Report: BNPL Plans Pose Risks and ‘Warrant Monitoring’
BIS Report: BNPL Plans Pose Risks and ‘Warrant Monitoring’
December 04, 2023  |  BNPL

Buy now, pay later (BNPL) plans have been marked by higher delinquency rates even as growth and enthusiasm for those payments offerings have soared, the...

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Only 1 in 4 Consumers Have Good Understanding of Credit Products
Only 1 in 4 Consumers Have Good Understanding of Credit Products
December 04, 2023  |  Consumer Finance

Improving credit scores can have significant financial benefits for consumers by accessing better lending conditions and low interest rates. With improved scores, consumers can increase...

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