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Merchants Make the Sale When Consumers See Preferred Payment Options
Merchants Make the Sale When Consumers See Preferred Payment Options
April 09, 2025  |  Payment Methods

Consumers are less confident about economics — on a macro and a personal level — than they have been for quite a while. They’re mulling...

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Beyond Credit Cards: How ‘Pay Later’ Momentum Is Reshaping the Payments Ecosystem
Beyond Credit Cards: How ‘Pay Later’ Momentum Is Reshaping the Payments Ecosystem
April 08, 2025  |  BNPL

Buy now, pay later (BNPL) isn’t just a niche payment option anymore — it’s rapidly becoming a permanent fixture in how consumers budget, shop and...

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Consumers Gird for Tariffs’ Sting as Spending on Cards Is Sluggish  
Consumers Gird for Tariffs’ Sting as Spending on Cards Is Sluggish  
April 07, 2025  |  Consumer Insights

The latest data on consumer borrowing indicates that households pared back on debt — overall — in February amid headlines and uncertainty about tariffs. Spending...

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Chilly Winds Ahead for FinTech IPOs as Klarna Puts Public Listing on Ice
Chilly Winds Ahead for FinTech IPOs as Klarna Puts Public Listing on Ice
April 04, 2025  |  Markets

To get a sense of just how volatile the markets are — and how fragile things will be for FinTechs looking to go public, or...

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Report: Tech Companies Pause IPO Plans Amid Investor Uncertainty Caused by Tariffs
Report: Tech Companies Pause IPO Plans Amid Investor Uncertainty Caused by Tariffs
April 04, 2025  |  IPO

Several technology and FinTech companies reportedly paused their activities related to initial public offerings (IPOs) amid the stock market fall and investor uncertainty caused by...

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FinTech IPO Index Plunges 11.7% Amid Broad-Based Market Rout
FinTech IPO Index Plunges 11.7% Amid Broad-Based Market Rout
April 04, 2025  |  Fintech Investments

There was nowhere to run this week for investors seeking to escape a market rout that came on like a tidal wave, crashing down Thursday....

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New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
April 03, 2025  |  BNPL

Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. A recent...

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Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
April 02, 2025  |  Consumer Insights

Flexibility is the best weapon against uncertainty, especially during times of economic uncertainty. We pivot in the face of inflation, adjust our discretionary spending, trade...

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Fashion Retailer Revolve to Add Affirm’s Pay-Over-Time Option
Fashion Retailer Revolve to Add Affirm’s Pay-Over-Time Option
April 02, 2025  |  BNPL

Fashion retailer Revolve Group will soon enable its customers in the U.S. to use Affirm to pay over time. The retailer will add this payment...

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