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The Best Buy Now Pay Later Customer Is Not Who Banks Think

The Best Buy Now Pay Later Customer Is Not Who Banks Think
The Best Buy Now Pay Later Customer Is Not Who Banks Think
July 17, 2026  |  Consumer Finance

Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which...

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New York Regulator Proposes Licensing Rules for BNPL Lenders
New York Regulator Proposes Licensing Rules for BNPL Lenders
July 15, 2026  |  BNPL

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation...

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44 Million Subprime Consumers Create a New Market for Payments Providers
44 Million Subprime Consumers Create a New Market for Payments Providers
July 15, 2026  |  Consumer Insights

For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the...

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PayPal Expands UK BNPL Offering Ahead of New Regulations
PayPal Expands UK BNPL Offering Ahead of New Regulations
July 14, 2026  |  BNPL

PayPal introduced another buy now, pay later (BNPL) option for its customers in the United Kingdom, according to a Tuesday (July 14) press release. Get...

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Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
July 14, 2026  |  BNPL

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans...

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BNPL Set to Come Under Supervision of UK’s FCA
BNPL Set to Come Under Supervision of UK’s FCA
July 13, 2026  |  BNPL

This week marks a new era for buy now, pay later (BNPL) products in the U.K. Get the Full Story Complete the form to unlock...

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BNPL Boosts Basket Size When Shoppers See It Early
BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026  |  BNPL

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products,...

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51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get...

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