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51% of BNPL Users Use It Because They Have To

51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get...

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BNPL Pushes Private Credit Deeper Into Consumer Risk
BNPL Pushes Private Credit Deeper Into Consumer Risk
June 29, 2026  |  BNPL

The worlds of private credit and buy now, pay later (BNPL) loans are increasingly interlinked. Get the Full Story Complete the form to unlock this...

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FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
FCA Sees Tests Ahead as Pay Later Law Goes Into Effect
June 25, 2026  |  Legal & Regulation

Starting next month, new pay later protections go into effect for British consumers. Get the Full Story Complete the form to unlock this article and...

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Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
June 19, 2026  |  Payment Methods

Millennials are moving through their prime earning, spending and household-forming years with unusual economic weight. Get the Full Story Complete the form to unlock this...

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The New BNPL Pitch Is Less Buy Now Than Breathe Easier
The New BNPL Pitch Is Less Buy Now Than Breathe Easier
June 18, 2026  |  BNPL

The original buy now, pay later (BNPL) model was a merchant-centric one. Providers generated growth by embedding financing options directly into shopping experiences, and success...

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61% of Consumers Would Let AI Pick Pay Later Options
61% of Consumers Would Let AI Pick Pay Later Options
June 17, 2026  |  BNPL

“The Pay Later Ecosystem Report: Consumers Will Let AI Recommend Pay Later, But They Want Control” examines how artificial intelligence could change the way consumers...

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Housing Cost Squeeze Recasts BNPL as a Liquidity Tool
Housing Cost Squeeze Recasts BNPL as a Liquidity Tool
June 11, 2026  |  BNPL

Rent doesn’t wait for payday. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Bank of America Offers Pay-Over-Time Card Installment Plans
Bank of America Offers Pay-Over-Time Card Installment Plans
June 10, 2026  |  BNPL

Bank of America introduced a credit card feature to let clients pay over time. Get the Full Story Complete the form to unlock this article...

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