Carat from Fiserv

BNPL and Digital Wallets High Priority for PayFacs and Marketplaces
BNPL and Digital Wallets High Priority for PayFacs and Marketplaces
December 22, 2023  |  Retail

Embedded payments can open the door to monetizing new revenue streams, deepening customer engagement and growing new lines of business. However, retail marketplaces, payment facilitators...

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PayFacs Tap Installment Payments to Boost Revenue in 2024
PayFacs Tap Installment Payments to Boost Revenue in 2024
November 06, 2023  |  Digital Payments

Payment facilitators (PayFacs) have become a crucial component of the ever-evolving financial landscape, playing a pivotal role in enabling seamless digital transactions, connecting businesses with...

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Embedded Payments Demand That Firms Understand ‘Entire Chain’ of Transactions
Embedded Payments Demand That Firms Understand ‘Entire Chain’ of Transactions
October 13, 2023  |  Payment Methods

“We’re still in the early innings” of embedded payments, Hersh Mansukhani, vice president of platforms and embedded payments at Fiserv, told PYMNTS’ Karen Webster. “The...

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Digital Payments Turn the Checkout Occasion Into a Scalable Advantage
Digital Payments Turn the Checkout Occasion Into a Scalable Advantage
August 14, 2023  |  Digital Payments

If there was one key to success, winning businesses would double it and scale it. However, success is anything but static, meaning that those singular...

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PYMNTS Data: Two-Thirds of Consumers Not Sympathetic to Restaurants’ Labor Challenges
PYMNTS Data: Two-Thirds of Consumers Not Sympathetic to Restaurants’ Labor Challenges
June 17, 2022  |  Economy

As restaurants continue to struggle with labor challenges, not all consumers are sympathetic to the difficulties they are facing — the majority are not even...

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New Study: 182M Consumers Now Use Digital Channels to Shop and Pay for Food
New Study: 182M Consumers Now Use Digital Channels to Shop and Pay for Food
November 02, 2021  |  Mobile Commerce

From robotic delivery to voice-based ordering and payment, the food sector continues to ride a wave of digital innovation that touches many aspects of grocery...

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Up for Grabs: Restaurants and Grocers See Path to Picking up 200 Million New Customers
Up for Grabs: Restaurants and Grocers See Path to Picking up 200 Million New Customers
October 22, 2021  |  Shopping

The weekly trip to the grocery store was once a common fixture in the lives of United States consumers, but that all changed when the...

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