cash flow

Embedded Lending Finds Traction With Consumers and SMBs
Embedded Lending Finds Traction With Consumers and SMBs
July 25, 2024  |  SMBs

Embedded lending promises users convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. PYMNTS Intelligence finds that embedded lending...

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9Spokes Launches Cashflow Product for Financial Institutions Serving SMBs
9Spokes Launches Cashflow Product for Financial Institutions Serving SMBs
July 16, 2024  |  SMBs

Global data platform 9Spokes has launched a new product designed to give small- medium-sized businesses (SMBs) automated, predictive cashflow management and forecasting capabilities. The new Cashflow...

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AI Lays Foundation for Construction’s Financial Transformation
AI Lays Foundation for Construction’s Financial Transformation
July 16, 2024  |  artificial intelligence

In the world of construction, where hammers meet spreadsheets, a new tool is emerging from the digital realm: artificial intelligence (AI). As builders grapple with...

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New Report Highlights Impact of Embedded Lending Options on Small Business Banking Preferences
New Report Highlights Impact of Embedded Lending Options on Small Business Banking Preferences
July 11, 2024  |  SMBs

Embedded lending can help microbusinesses and small businesses grow and maintain smooth operations despite unstable cash flows. However, PYMNTS Intelligence’s latest study finds that relatively...

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How Businesses Leverage Working Capital Solutions to Drive Growth
How Businesses Leverage Working Capital Solutions to Drive Growth
July 09, 2024  |  B2B Payments

In an evolving economic landscape, the ability to innovate in working capital management is crucial. And with the news Tuesday (July 9) that the latest...

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Chief Architecture Officer? CFOs Learn to Design Business Growth
Chief Architecture Officer? CFOs Learn to Design Business Growth
June 10, 2024  |  CFO

Today’s chief financial officers have evolved from back-office accountants to financial architects. And, given the dynamism of today’s business landscape, the transformation of the finance...

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Relay Raises $32.2 Million to Expand Business Banking Platform
Relay Raises $32.2 Million to Expand Business Banking Platform
May 29, 2024  |  Investments

Relay has raised $32.2 million in a Series B financing round to accelerate product development of its business banking platform. With the new funding, the...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. In the decades since,...

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers...

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