charge-offs

Card Delinquencies Below Pre-COVID Levels
Card Delinquencies Below Pre-COVID Levels
August 17, 2025  |  Credit Cards

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
July 27, 2025  |  Credit Cards

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article...

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JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty
JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty
May 19, 2025  |  Banking

America’s biggest bank says businesses and consumers are resilient in the face of uncertainty. Get the Full Story Complete the form to unlock this article...

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Enova Sees ‘Stable’ Nonprime Consumer Credit, Small Business Trends
Enova Sees ‘Stable’ Nonprime Consumer Credit, Small Business Trends
February 04, 2025  |  Earnings

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. Get...

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Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
February 03, 2025  |  Credit Cards

The general tone of earnings season has been cautiously optimistic, as banks and payment networks have pointed to the willingness of consumers to keep spending....

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LendingClub Shares Plummet as Loan Originations Slow
LendingClub Shares Plummet as Loan Originations Slow
January 28, 2025  |  Earnings

LendingClub’s latest quarterly results, released Tuesday (Jan. 28), indicated growth across several key metrics, including loan originations and deposits through its digital banking arm, and...

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Discover’s Card Charge-Offs Improve and Delinquencies Show Stability
Discover’s Card Charge-Offs Improve and Delinquencies Show Stability
January 23, 2025  |  Earnings

Discover Financial Services posted earnings results on Thursday morning (Jan. 23) that indicated improving credit quality metrics tied to its credit cards, as well as...

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Credit Card Defaults Surge to 14-Year High
Credit Card Defaults Surge to 14-Year High
December 30, 2024  |  Credit Cards

Credit card defaults are at their highest level since 2010 as consumers feel increasingly stretched. Get the Full Story Complete the form to unlock this...

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Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt
Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt
September 17, 2024  |  Credit Cards

U.S. consumers are taking on more card debt than has been seen in years. Get the Full Story Complete the form to unlock this article...

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