Charles Zhu

Small Businesses Seek Capital From Innovative Lending Solutions
Small Businesses Seek Capital From Innovative Lending Solutions
April 04, 2024  |  SMBs

Small and medium-sized businesses (SMBs) and their owners are the backbone of local economies worldwide. And they haven’t had it easy, not recently. That’s because...

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Main Street Merchants Find Their 2024 Footing Online
Main Street Merchants Find Their 2024 Footing Online
December 29, 2023  |  Omnicommerce

2023 hasn’t been an easy environment for small and midsized businesses (SMBs). Business bankruptcy rates jumped 30% between September 2022 and September 2023, as macro factors...

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Bundling Services With Payments Helps Processors Win With Small Businesses
Bundling Services With Payments Helps Processors Win With Small Businesses
October 30, 2023  |  SMBs

The world of payment processing plays a crucial role in the operations of small- to medium-sized businesses (SMBs). That payment processor landscape, particularly for Main...

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Banks Need Data Providers to Grapple With the Changes in KYB Compliance
Banks Need Data Providers to Grapple With the Changes in KYB Compliance
August 15, 2023  |  Bank Regulation

Charles Zhu, vice president of product at Enigma, said “know your business” (KYB) mandates can be onerous on financial institutions (FIs) building an in-house compliance...

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Leveraging Data to Close the Small Businesses Targeting Gap
Leveraging Data to Close the Small Businesses Targeting Gap
May 10, 2023  |  SMBs

The small- to medium-sized business (SMB) space offers an outsize opportunity for B2B growth. Despite the attractive white space, financial services, merchant services and vertical...

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Card Payments Data Unlocks Small Business Credit Opportunities
Card Payments Data Unlocks Small Business Credit Opportunities
May 02, 2023  |  Payment Methods

Main Street is the soul of America, making small and medium-sized businesses (SMBs) its heart. That’s why it is worrisome that many Main Street SMBs...

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ISOs Use Data and Service to Reframe Business Model and Merchant Value
ISOs Use Data and Service to Reframe Business Model and Merchant Value
March 22, 2023  |  Data

Charles Zhu, vice president of product at Enigma, told PYMNTS that the pressure is on independent sales organizations (ISO) to reinvent themselves. And in doing...

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