News

Regulation
Open Banking Shaken by Market-Regulation Clash
August 25, 2025

Open banking in the United States is in flux, characterized by fragmented private efforts and escalating bank-FinTech tension, while Europe evolves under regulation-driven market frameworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
Banking Sector Campaigns Against Loophole in Stablecoin Law 
August 25, 2025

Banks are reportedly campaigning to close what they call a loophole in newly adopted stablecoin legislation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Payment Methods
Private-Label Installments Growing Faster Than Traditional Credit Cards
August 25, 2025

Traditional credit cards are facing pressure in the battle for consumer spending power. While general-purpose cards remain the workhorse of American credit, their use for installment payments is growing far more slowly than private-label store cards — a shift driven, as PYMNTS Intelligence has found,...

eCommerce
84% of Shoppers Want One-Click Checkout
August 25, 2025

In the rush to expand internationally, merchants may be overlooking a simple but potent tool: the one-click checkout. While digital wallets and real-time payments grab headlines, the frictionless final step of the transaction may hold the greatest potential for conversion and a boost in revenues...

Investments
Private Equity Fundraising Hits Lowest Level in 7 Years
August 24, 2025

Private equity (PE) operations are reportedly struggling to raise funds despite offering investors unheard-of incentives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

IPO
eCommerce Firm Pattern to Go Public as Revenue Jumps 
August 24, 2025

eCommerce accelerator Pattern is preparing to go public amid a jump in revenue. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
NASA and Google Test AI ‘Space Doctor’
August 23, 2025

Star Trek’s fictional Dr. “Bones” McCoy may have had a tricorder, but NASA astronauts could soon have something almost as futuristic and real: An artificial intelligence (AI)-powered medical assistant that can diagnose and help treat illnesses millions of miles from Earth. Get the Full Story...

B2B Payments
1st Commercial Credit Affiliate Launches Digital Supplier Payment Platform
August 22, 2025

Vendor Pay Express, an affiliate of 1st Commercial Credit, has launched a digital platform for B2B transactions that provides faster payments to suppliers and interest-free credit lines to buyers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

CFPB
Synapse Faces CFPB Over Fund Reconciliation Gaps
August 22, 2025

The Consumer Financial Protection Bureau’s Thursday (Aug. 21) lawsuit against Synapse Financial Technologies highlights the accurate tracking and reconciliation of consumer funds within the evolving FinTech landscape. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...