Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is now embedded directly into the daily workflows of consumers and businesses, pulling banks toward realizing new revenue streams and balance...
Digital financial services firm SoFi has debuted its “all-in-one account” Smart Card. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...
Nonbanks expanded sharply in corporate credit during the past decade, and this growth coincided with a market in which leverage steadily moved higher. Private credit funds and finance companies have became central players as banks faced new rules on leverage. New regulatory changes now set...
HSBC has appointed Jason Henderson as CEO for the United States, effective Tuesday (Dec. 9). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Fifth Third Bancorp reportedly plans to boost its investment in new branches through 2029 to $1.9 billion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
Account analysis, a procedural chore tucked deep inside treasury operations, has traditionally been known mostly for producing dense monthly statements that few clients read and even fewer bankers enjoy explaining. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Banks have long treated account analysis as routine maintenance, yet new data shows it has become a decisive factor in revenue integrity and client trust. The shift is clear in the latest PYMNTS Intelligence report, which examines how modern tools are reshaping a function once...
Mexico’s banking sector is reportedly facing pressure from a wave of FinTech challengers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
