consumer credit

The Making Of A Digital Subprime Marketplace

The Making Of A Digital Subprime Marketplace
The Making Of A Digital Subprime Marketplace
February 05, 2019  |  Consumer Finance

No one needs to be told that eCommerce is becoming a more important part of consumers’ daily lives. Any number of stats — from the...

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AltFin’s Bumpy Ride Into An Uncertain 2019
AltFin’s Bumpy Ride Into An Uncertain 2019
December 28, 2018  |  Alternative Credit

“It was the best of times, it was the worst of times…” -Charles Dickens, A Tale of Two Cities Charles Dickens’ famous starter to A...

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Sizzle Of The Week: More Inclusive And Expansive Credit Scoring
Sizzle Of The Week: More Inclusive And Expansive Credit Scoring
December 21, 2018  |  Exclusive Series

Consumers with thin credit files got something of an early Christmas present this week, care of Experian. The credit rating agency announced the launch of Experian Boost,...

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Affirm’s Levchin On Changing The Consumer Credit Conversation
Affirm’s Levchin On Changing The Consumer Credit Conversation
December 21, 2018  |  Alternative Credit

The conversation about credit in the U.S. has become one of extremes. There is a growing chorus of voices that eschew credit as a “dangerous...

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Consumer Credit Default Hits Low For Nov 2018
Consumer Credit Default Hits Low For Nov 2018
December 19, 2018  |  Consumer Finance

New data has found that the default levels for bank cards, auto loans and first mortgages have reached their lowest levels of 2018 within the...

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Consumer Credit Originations Poised For More Growth In 2019
Consumer Credit Originations Poised For More Growth In 2019
December 12, 2018  |  Loans

Thanks to low unemployment, growth in GDP and real disposable income, TransUnion forecasted that consumer credit originations and consumer balances will increase in 2019 for...

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Oct. Consumer Credit Logs Fastest Gains In 11 Months
Oct. Consumer Credit Logs Fastest Gains In 11 Months
December 07, 2018  |  Debt

The willingness to take on debt and open wallets, at least here, remains unabated. In the United States, consumer debt gained at its headiest pace...

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Major Australian Banks Don’t Want Regulatory Overhaul
Major Australian Banks Don’t Want Regulatory Overhaul
November 12, 2018  |  B2B Payments

Australia’s major banks aren’t in support of an overhaul to the new Banking Code of Practice. According to Smart Company, Commonwealth Bank, Westpac, NAB and...

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