consumer credit

Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘

Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
July 21, 2017  |  Alternative Finances

“Finance is pretty broken.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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Unifund CEO Consumer Credit Caution: “Time To Stop Getting Lost In The Averages”
Unifund CEO Consumer Credit Caution: “Time To Stop Getting Lost In The Averages”
July 19, 2017  |  Financial Inclusion

Credit, and the consumer’s relationship with it, has changed rather dramatically over time. But those changes can only be seen if one takes a big...

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Renaud Laplanche’s Second Act
Renaud Laplanche’s Second Act
July 18, 2017  |  Alternative Finances

F. Scott Fitzgerald is often quoted as the source behind the phrase, “there are no second acts in American life.” But as we all know...

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Watching The Watchers Of The Apple Watch Watch
Watching The Watchers Of The Apple Watch Watch
May 05, 2017  |  Sizzle/Fizzle

If the Apple Watch was gaining momentum in the latest Apple earnings report, other ominous signs emerged this week that the wearables may have worn...

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PayPal Expands Merchant Options Pre-Holiday Rush
PayPal Expands Merchant Options Pre-Holiday Rush
September 16, 2016  |  Payment Methods

Last week, PayPal got the ecosystem’s attention when it announced its newest partnership with Mastercard to expand both firms’ reach in the digital and physical...

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U.S. Credit Card Debt Is Surging
U.S. Credit Card Debt Is Surging
August 01, 2016  |  Financial Inclusion

According to new reports, the amount of U.S. credit card (and other types of revolving debt) has exploded to $18 billion in just the last...

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Slowing Consumer Credit – A Shape of Things to Come?
Slowing Consumer Credit – A Shape of Things to Come?
June 08, 2016  |  Payment Methods

Amid the lingering questions about when and whether the Fed will raise rates, another data point, or slew of them, came through recently which may...

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Scoring The Unscorable
Scoring The Unscorable
February 15, 2016  |  Financial Inclusion

Creditworthy but unscorable. What gives? Old credit scoring models, for one. VantageScore sat down with PYMNTS to explain how using new credit scoring models can...

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