consumer data

Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
Bankers Advocate for Alternate Data to Expand Credit Access at Hearing
April 16, 2026  |  Consumer Finance

The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday...

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PayPal Leverages Massive Data Trove to Create Retail Media Network
PayPal Leverages Massive Data Trove to Create Retail Media Network
January 06, 2026  |  Data & Research

PayPal announced in a press release Tuesday (Jan 6) the launch of its Transaction Graph Insights & Measurement program, designed to give merchants a “full-funnel”...

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Three State Privacy Laws Impact Payment Processors Starting Jan. 1
Three State Privacy Laws Impact Payment Processors Starting Jan. 1
December 30, 2025  |  Legal & Regulation

New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together,...

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NY Becomes First State to Target AI-Driven Personalized Pricing
NY Becomes First State to Target AI-Driven Personalized Pricing
November 30, 2025  |  Artificial Intelligence

New York has become the first state to take action against so-called “personalized pricing.” As The New York Times reported Saturday (Nov. 29), a law...

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14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
October 24, 2025  |  Banking

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act....

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Can Algorithmic Pricing Disclosures Build Consumer Trust?
Can Algorithmic Pricing Disclosures Build Consumer Trust?
September 11, 2025  |  Business

Starting this summer, New Yorkers shopping online or booking rides might spot a new warning tucked beside the price: “This price was set by an...

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Visa Shifts Open Banking Focus Away From US
Visa Shifts Open Banking Focus Away From US
August 22, 2025  |  Bank Regulation

Visa shut its open banking business in the U.S., Bloomberg reported Friday (Aug. 22), citing unnamed sources. The move was also reported Friday by Reuters. In a statement provided...

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3 Ways Retailers are Leaning More on Acquirers for Data and Strategy
3 Ways Retailers are Leaning More on Acquirers for Data and Strategy
April 07, 2025  |  Retail

For retailers and merchants, payments are no longer just a “check the box” exercise. As the world evolves and shopper expectations continue to mature, businesses...

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Method Raises $41.5 Million to Build Consumer-Permissioned Financial Connectivity
Method Raises $41.5 Million to Build Consumer-Permissioned Financial Connectivity
January 23, 2025  |  Investments

Method Financial has raised $41.5 million in a Series B funding round to continue building its solution for consumer-permissioned financial connectivity and expanding it to...

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