consumer finances

Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late

Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
August 10, 2026  |  Consumer Finance

Watch more: Monday Conversation With Method’s Jose Bethancourt A lender underwrites a borrower on the strength of a financial picture that starts aging the moment...

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Summer Travel Spending Gives Rewards a Starring Role
Summer Travel Spending Gives Rewards a Starring Role
July 23, 2026  |  Loyalty & Rewards

Summer travel spending has survived a quarter that was arguably rougher for travel companies than for many of their customers. Higher fuel costs hit airline...

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Credit Lines Become the New Household Liquidity Buffer
Credit Lines Become the New Household Liquidity Buffer
July 21, 2026  |  Consumer Finance

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. That is the larger trend...

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New York Regulator Proposes Licensing Rules for BNPL Lenders
New York Regulator Proposes Licensing Rules for BNPL Lenders
July 15, 2026  |  BNPL

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation...

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Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
July 14, 2026  |  Artificial Intelligence

Federal Reserve supervision should not hinder banks’ implementation of artificial intelligence (AI), because the technology can contribute to financial inclusion, Federal Reserve Vice Chair for...

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Robinhood Weighs Its First Sale of Card Receivables-Backed Bond
Robinhood Weighs Its First Sale of Card Receivables-Backed Bond
July 13, 2026  |  Credit Cards

Robinhood Markets is weighing the sale of between $400 million and $500 million of asset-backed securities, including a bond backed by bills for its branded consumer...

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Is Revolving Credit Cooling or Simply Catching Its Breath?
Is Revolving Credit Cooling or Simply Catching Its Breath?
July 08, 2026  |  Economy

Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one...

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Nobody Licensed AI to Give Financial Advice
Nobody Licensed AI to Give Financial Advice
July 08, 2026  |  Artificial Intelligence

Financial regulation was built around a specific relationship: a licensed adviser who owes the client a duty of care, carries professional indemnity insurance and answers...

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