credit card rewards

Credit Unions Outpace Digital Banks in Top-of-Wallet Conversion Battle

Credit Unions Outpace Digital Banks in Top-of-Wallet Conversion Battle
Credit Unions Outpace Digital Banks in Top-of-Wallet Conversion Battle
May 23, 2025  |  Credit Unions

The battle for the small and medium-sized business (SMB) share of wallet is heating up. While larger national and regional banks often leverage vast resources...

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CIBC Debuts Mastercard That Adapts Rewards to Spender Behavior
CIBC Debuts Mastercard That Adapts Rewards to Spender Behavior
May 01, 2025  |  Credit Cards

Canadian bank CIBC has teamed with Mastercard on a new credit card offering. The CIBC Adapta Mastercard, announced Thursday (May 1), is the first credit card in Canada to automatically determine...

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75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
February 28, 2025  |  Credit Cards

Higher costs and financial uncertainty are prompting many consumers to reassess their credit card choices. Financial stability plays a key role in how individuals select...

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Galileo Brings Co-Brand Debit Rewards to Hospitality Sector
Galileo Brings Co-Brand Debit Rewards to Hospitality Sector
February 20, 2025  |  Loyalty & Rewards

Galileo Financial Technologies says it is launching a co-brand debit card program. The new offering, announced by the SoFi-owned company Thursday (Feb. 20), is designed to let...

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Rewards Move Credit Unions Top of Mind and Top of Wallet
Rewards Move Credit Unions Top of Mind and Top of Wallet
February 10, 2025  |  Credit Unions

The largest banks and their smaller brethren — particularly credit unions — are and always have been locked in a pitched battle for customers, for...

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52% of Consumers Use Credit for Groceries
52% of Consumers Use Credit for Groceries
February 03, 2025  |  Consumer Insights

Credit products are changing, with personal loans, embedded finance, and buy now, pay later (BNPL) gaining traction. According to a PYMNTS Intelligence report, “BNPL and...

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Inflation Pushes Consumers to Seek Everyday Value From Credit Card Rewards
Inflation Pushes Consumers to Seek Everyday Value From Credit Card Rewards
December 18, 2024  |  Credit Cards

Rewards are among the key determinants in how consumers choose — and use — credit cards. In the PYMNTS Intelligence report “The Role of Rewards...

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CFPB Reports ‘Dramatic’ Increase in Complaints About Card Rewards
CFPB Reports ‘Dramatic’ Increase in Complaints About Card Rewards
December 18, 2024  |  Legal & Regulation

America’s leading consumer finance watchdog is warning credit card companies not to devalue rewards points. The Consumer Financial Protection Bureau (CFPB) issued a policy circular Wednesday (Dec. 18) arguing...

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