Subprime consumers are often viewed through a narrow credit-risk lens. PYMNTS Intelligence’s “Who Is the Subprime Consumer? A Behavioral Profile” shows a different picture: a...
As embedded finance providers race to move beyond standalone debit cards, Marqeta’s latest earnings on May 5 showed how card issuing platforms are being asked...
Digital transformation has evolved what were once tactical, back-office workflows into strategic levers. And chief financial officers are among the biggest beneficiaries of this new...
Small businesses may be more ready for payment change than their habits suggest. That is the hopeful read from “Ready for Change: Why Nearly Half of...
Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds...
Marketplace owners write the rules. Amazon’s sellers are finding that out firsthand, as new policies ban advertisers from charging ad costs to credit cards as...
Credit card apps have moved from a supporting function to a central position in how consumers engage with their financial lives. The movement is most...
Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that...