The operating assumption in card issuing is that better technology should produce better economics. Card issuers have largely won the technology-access battle. Instant issuance, mobile...
Credit card rewards have always tracked what consumers value most. Airline miles arrived when business travel was the aspiration. Cash back followed when simplicity beat...
Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong....
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. The PYMNTS...
Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly,...
The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments, according to a Pending EO...
Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. But as payments...
Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor Trade News reported Tuesday (July...
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the...