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Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit

Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit
Citigroup’s Fraser Says Rate Cap Would Restrict Access to Credit
January 20, 2026  |  Credit Cards

Citigroup Chair and CEO Jane Fraser said Tuesday (Jan. 20) that she does not expect Congress to support the 10% cap on credit card interest...

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Visa on How Trust Is Built at the Moment of Authorization
Visa on How Trust Is Built at the Moment of Authorization
January 20, 2026  |  Credit Cards

Trust and security have always underpinned payments, but they have become the decisive factors that determine whether a cardholder continues using a credential or pivots...

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Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance
Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance
January 19, 2026  |  Commercial Payments

Watch more: Need to Know: Mastercard’s Marc Pettican Few dynamics in corporate operations are as familiar and unchanging as the B2B acceptance choreography.  Buyers negotiate...

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Visa, Mastercard and Revolut Lose UK Battle Over Interchange Fees
Visa, Mastercard and Revolut Lose UK Battle Over Interchange Fees
January 15, 2026  |  Legal & Regulation

Visa, Mastercard and Revolut lost a fight over a proposed transaction fee cap in the United Kingdom. The High Court in London ruled Thursday (Jan....

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Payment Declines Hit Gen Z Harder Than Any Other Generation
Payment Declines Hit Gen Z Harder Than Any Other Generation
January 15, 2026  |  Checkout Conversion

Forget “access denied.” “Payment declined” is Gen Z’s new refrain. Whether it’s at Dollar General, Whole Foods or somewhere in between, most Americans don’t experience...

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Bilt Debuts Cards With 10% Cap As Trump Seeks Lower Rates
Bilt Debuts Cards With 10% Cap As Trump Seeks Lower Rates
January 14, 2026  |  Credit Cards

Bilt has debuted three credit cards letting homeowners earn points on their mortgage payments. The new cards, announced Wednesday (Jan. 14), have interest rates capped at 10% for...

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High Earners Make Card Installments a Pay-Later Power Tool
High Earners Make Card Installments a Pay-Later Power Tool
January 14, 2026  |  Payment Methods

Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision...

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President Trump Endorses Credit Card Competition Act
President Trump Endorses Credit Card Competition Act
January 13, 2026  |  Credit Cards

President Donald Trump endorsed a bill that aims to lower credit card swipe fees. “Everyone should support great Republican Sen. Roger Marshall’s Credit Card Competition...

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