credit cards

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63% of Cardholders Don’t Understand Credit Limit Decisions
63% of Cardholders Don’t Understand Credit Limit Decisions
November 03, 2025  |  Credit Cards

Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that...

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T-Mobile Launches First Credit Card With Capital One
T-Mobile Launches First Credit Card With Capital One
November 02, 2025  |  Partnerships

T-Mobile is launching its first credit card in partnership with Capital One. Get the Full Story Complete the form to unlock this article and enjoy...

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Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
Bad Customer Service Drives 85% of Consumers to Seek Chargebacks
October 30, 2025  |  Fraud Prevention

For years, merchants treated fraud prevention like seasonal window dressing — a necessary expense to get through the holiday rush. But this year’s PYMNTS Intelligence-Worldpay...

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American Airlines Counts Loyalty Program, Co-Branded Cards as Revenue Boost
American Airlines Counts Loyalty Program, Co-Branded Cards as Revenue Boost
October 23, 2025  |  Earnings

American Airlines plans to leverage its loyalty program and a soon-to-be-exclusive co-branded card program with Citi to accelerate its revenue growth. Get the Full Story...

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Credit Wins eCommerce Clicks as 38% Pay Online With Cards
Credit Wins eCommerce Clicks as 38% Pay Online With Cards
October 22, 2025  |  Retail

The long-assumed digital divide between boomers and Gen Z is all but gone. What remains, according to PYMNTS Intelligence’s report “How People Pay: Payment Choice...

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Credit Turns From Status Symbol to Stress Test
Credit Turns From Status Symbol to Stress Test
October 22, 2025  |  Credit Cards

For millions of Americans trying to balance budgets, credit remains a financial lifeline and a psychological minefield. But even for those who appear to have...

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Capital One and Discover Synergies Power Growth, Lift Card Performance
Capital One and Discover Synergies Power Growth, Lift Card Performance
October 21, 2025  |  Earnings

Capital One’s third quarter earnings results showed improving card performance, growth in purchase volumes on those cards, and synergies from the Discover acquisition that closed...

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Synchrony Rides Walmart Alliance to No. 1 in Credit Card Apps
Synchrony Rides Walmart Alliance to No. 1 in Credit Card Apps
October 21, 2025  |  Mobile Applications

What a difference Walmart makes. That’s one of the takeaways from our focus for this week’s app provider rankings: Credit card apps. MySynchrony led our...

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American Express: Gen Z and Millennials Represent 36% of Card Spend
American Express: Gen Z and Millennials Represent 36% of Card Spend
October 17, 2025  |  Earnings

American Express posted third-quarter earnings results Friday (Oct. 17) that indicated strong growth in card spending, particularly among consumers in the Generation Z and millennial...

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