credit score

China Eyes Big Data To Build Social Credit System

China Eyes Big Data To Build Social Credit System
China Eyes Big Data To Build Social Credit System
November 09, 2015  |  International

China is tapping into Big Data to build a robust social credit system for its citizens that will be used to calculate credit scores derived from lending...

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Can Bad Debt Be Good?
Can Bad Debt Be Good?
November 05, 2015  |  News

Charged-off debts to third parties – sold-derogatory loans in credit speak – leave a huge black mark on the credit histories of consumers. But should...

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Creditera Rebrands, Enhances SMB Financing Marketplace
Creditera Rebrands, Enhances SMB Financing Marketplace
October 23, 2015  |  Merchant Innovation

SMB credit reporting company Creditera is undergoing extensive reform by realigning its business finance offerings with the launch of a new online marketplace for small businesses and...

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CFPB’s Latest Targets
CFPB’s Latest Targets
August 26, 2015  |  News

The Consumer Financial Protection Bureau (CFPB) released the results of its monthly consumer complaints snapshot yesterday (Aug. 25), with credit reporting complaints taking the top...

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Consumers Out Of Loop About Personal Credit
Consumers Out Of Loop About Personal Credit
August 10, 2015  |  News

Online loan marketplace LendingTree’s recent survey shows many credit cardholders in the U.S. are unsure about their financial standing when it comes to their credit...

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Making Credit Scoring “Plug & Play”
Making Credit Scoring “Plug & Play”
July 22, 2015  |  B2B Payments

Lenders must adopt new credit score models in order to reach the true credit eligible universe, says model developer VantageScore Solutions. One way for lenders...

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ZestFinance To Power Near-Prime Consumer Loan Market
ZestFinance To Power Near-Prime Consumer Loan Market
July 16, 2015  |  Merchant Innovation

ZestFinance, the financial technology company with a focus on credit scoring, said Wednesday (July 15) that it is moving into the near-prime consumer loan market....

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JD.com’s Quest To Boost Credit Scoring In China
JD.com’s Quest To Boost Credit Scoring In China
June 29, 2015  |  B2B Payments

One of the largest challenges within the alternative lending space is risk mitigation. Many small businesses turn to alternative finance because they are deemed too...

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