credit

The Loyalty Game Gets Smarter With Co-Branded Card Precision

The Loyalty Game Gets Smarter With Co-Branded Card Precision
The Loyalty Game Gets Smarter With Co-Branded Card Precision
May 01, 2025  |  Credit Cards

Co-branded credit cards are having a moment as merchants see the value in branding and stronger customer relationships. Get the Full Story Complete the form...

READ MORE >
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  BNPL

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

READ MORE >
SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates
SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates
April 29, 2025  |  Earnings

SoFi Technologies posted first-quarter earnings results Tuesday (April 29) that showed continued growth in deposits and debit spending, as well as a roadmap to fee-based...

READ MORE >
Fed Stability Report Warns About Risks From Private Credit and Stablecoins
Fed Stability Report Warns About Risks From Private Credit and Stablecoins
April 28, 2025  |  Economy

Trade and tariffs may be the dominant risks to banks and corporates, but in the Federal Reserve’s latest “Financial Stability Report,” nonbank firms, leveraged debt...

READ MORE >
Debit Spend and Deposit Growth Drive Discover’s Final Standalone Quarter
Debit Spend and Deposit Growth Drive Discover’s Final Standalone Quarter
April 24, 2025  |  Earnings

Discover Financial Services posted first-quarter earnings results Thursday (April 24) that showed improving credit metrics, increased debit spending and higher deposits, ahead of its pending...

READ MORE >
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined’
April 22, 2025  |  Earnings

Synchrony Financial’s first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their...

READ MORE >
Affirm to Report All Pay-Over-Time Loans to TransUnion
Affirm to Report All Pay-Over-Time Loans to TransUnion
April 22, 2025  |  BNPL

Affirm will begin reporting all its pay-over-time loans to TransUnion, beginning with those issued May 1. Get the Full Story Complete the form to unlock...

READ MORE >
Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

READ MORE >