data point

73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
February 06, 2026  |  Faster Payments

For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full...

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75% of Tech Firms Say They Are Extremely Familiar With AI Agents
75% of Tech Firms Say They Are Extremely Familiar With AI Agents
February 03, 2026  |  artificial intelligence

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself,...

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Digital Wallet Use Still Lags in the Physical Store
Digital Wallet Use Still Lags in the Physical Store
January 30, 2026  |  Payment Methods

Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to...

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26% Seek New Credit Cards to Build or Improve Credit Scores
26% Seek New Credit Cards to Build or Improve Credit Scores
January 26, 2026  |  Credit Cards

A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions...

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Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Financial Stress Drives a 17-Point Jump in Digital Wallet Use
January 22, 2026  |  Consumer Insights

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the...

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82% of Merchants Plan to Expand Digital Wallet Adoption
82% of Merchants Plan to Expand Digital Wallet Adoption
January 20, 2026  |  Digital Payments

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and...

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Walmart’s Closing the Amazon Online Sales Gap
Walmart’s Closing the Amazon Online Sales Gap
January 14, 2026  |  Walmart

Walmart’s online business is no longer defined by how far it trails Amazon, but by how quickly it is changing the structure of the retail...

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More Than Half of Merchants Shift Fraud Spend From People to Tech
More Than Half of Merchants Shift Fraud Spend From People to Tech
January 13, 2026  |  Fraud Prevention

Merchants are discovering that fraud prevention has become less about stopping bad actors at checkout and more about managing risk across the entire payment journey,...

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Embedded Finance Pays Off for 54% of US B2B Platforms
Embedded Finance Pays Off for 54% of US B2B Platforms
January 09, 2026  |  B2B Payments

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...

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