data

Data are individual units of information. A datum describes a single quality or quantity of some object or phenomenon. In analytical processes, data are represented by variables. Although the terms "data", "information" and "knowledge" are often used interchangeably, each of these terms has a distinct meaning.

(source: en.wikipedia.org)

30% of Consumers Swap Instant for Slower Payments to Avoid Fees
30% of Consumers Swap Instant for Slower Payments to Avoid Fees
August 19, 2023  |  Faster Payments

Buoyed by growing consumer preference for faster payments, instant disbursements have gained popularity in recent years. The recent launch of the FedNow instant payments system...

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JPMorgan: Embedded Payments Build New Business Models That Challenge Competitive Norms
JPMorgan: Embedded Payments Build New Business Models That Challenge Competitive Norms
August 17, 2023  |  Payment Methods

In the darkest days of the pandemic, businesses scrambled to confront supply chain pressures and meet consumers on their mobile devices. The changes felt temporary...

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CFPB to Call for Expansion of Regulation of Tracking and Selling Personal Data
CFPB to Call for Expansion of Regulation of Tracking and Selling Personal Data
August 15, 2023  |  Regulation

The Consumer Financial Protection Bureau (CFPB) will propose new regulations directed at companies that track and sell people’s personal data. The proposal will be announced Tuesday (Aug....

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As CFPB Rulemaking Proceeds, Trustly Regulatory Chief Says Open Banking Primed to ‘Empower’ Consumers
As CFPB Rulemaking Proceeds, Trustly Regulatory Chief Says Open Banking Primed to ‘Empower’ Consumers
August 10, 2023  |  Banking

As the financial industry awaits the release of the Consumer Financial Protection Bureau’s (CFPB) proposed rules governing data sharing, businesses of all sizes are preparing for...

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Omnichannel Is a Merchant Priority and Fraudster Opportunity
Omnichannel Is a Merchant Priority and Fraudster Opportunity
August 09, 2023  |  Retail

The embrace of omnichannel commerce as the pandemic recedes has brought a “new normal” for merchants, Adam Gunther, senior vice president and chief product officer...

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China Calls for Limits on Facial Recognition Tools
China Calls for Limits on Facial Recognition Tools
August 08, 2023  |  Biometrics

China wants its businesses to think twice before using facial recognition technology. The country’s Cyberspace Administration (CAC) on Tuesday (Aug. 8) introduced draft regulations calling for limits on facial...

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Banks and Merchants Look to Receipts for Data That Drives Context and Conversion
Banks and Merchants Look to Receipts for Data That Drives Context and Conversion
August 04, 2023  |  Data

A sticky customer base makes for a happy business. And the technical opportunities and innovations embedded across today’s data-rich operating landscape are helping financial institutions,...

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Banks Must Use Data and AI to Stay Relevant to Customers, Says NCR’s Doug Brown
Banks Must Use Data and AI to Stay Relevant to Customers, Says NCR’s Doug Brown
August 03, 2023  |  Technology

According to Doug Brown, president at NCR, right now the “one” thing that’s top of mind for financial institutions is staying relevant in the minds...

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Generative AI Streamlines B2B eCommerce by Clearing Back-End Bottlenecks 
Generative AI Streamlines B2B eCommerce by Clearing Back-End Bottlenecks 
July 31, 2023  |  Commercial Payments

Personalization will always win vis-à-vis a one-size-fits-all approach. And that is increasingly true, even across commercial and B2B engagements.  But an effective program that leverages...

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