data

Data are individual units of information. A datum describes a single quality or quantity of some object or phenomenon. In analytical processes, data are represented by variables. Although the terms "data", "information" and "knowledge" are often used interchangeably, each of these terms has a distinct meaning.

Source: en.wikipedia.org

Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
April 27, 2023  |  Financial Inclusion

The traditional ways and means of scoring credit risk — and extending credit — are leaving significant swaths of consumers disenfranchised. Get the Full Story...

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Data Helps Banks Monetize Item Level Receipt Data and Become Top of Wallet
Data Helps Banks Monetize Item Level Receipt Data and Become Top of Wallet
April 27, 2023  |  Opinion

PYMNTS asked business leaders for their take on how to plan for the rest of 2023, and what they are telling their teams to focus...

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Credit Unions Turn SVB Banking Crisis Into Master Class on Trust
Credit Unions Turn SVB Banking Crisis Into Master Class on Trust
April 18, 2023  |  Credit Unions

For credit unions, trust has been the glue binding financial institutions and their financial services together. Get the Full Story Complete the form to unlock...

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Open Banking Helps Fast Track AI-Driven Lending, Says Nucleus Finance CEO
Open Banking Helps Fast Track AI-Driven Lending, Says Nucleus Finance CEO
April 18, 2023  |  Artificial Intelligence

When it comes to artificial intelligence (AI)-driven credit decision-making, Chirag Shah, founder and CEO at U.K. FinTech lender Nucleus Commercial Finance, is of the view...

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AI Helps Banks and Merchants Fill Digital Payments Risk Management Gap
AI Helps Banks and Merchants Fill Digital Payments Risk Management Gap
April 13, 2023  |  Artificial Intelligence

Digital commerce has a data problem. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

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Healthcare Industry Could Be Generative AI’s Biggest Proving Ground 
Healthcare Industry Could Be Generative AI’s Biggest Proving Ground 
April 10, 2023  |  Healthcare

Nowhere are innovative breakthroughs more impactful and life-changing than in healthcare and medicine. Get the Full Story Complete the form to unlock this article and...

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Togal.AI CEO: AI Can Solve for 75% of Construction Frictions
Togal.AI CEO: AI Can Solve for 75% of Construction Frictions
April 10, 2023  |  B2B Payments

Moore’s law is getting an artificial intelligence (AI) makeover. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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China’s Central Bank Warns Against ChatGPT ‘Data Leaks’
China’s Central Bank Warns Against ChatGPT ‘Data Leaks’
April 10, 2023  |  artificial intelligence

China’s state-sponsored payments association is warning against the use of generative artificial intelligence (AI) tools. Get the Full Story Complete the form to unlock this...

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Retail Drone Delivery At Scale Needs More Runway, But Datasets Can Shorten It
Retail Drone Delivery At Scale Needs More Runway, But Datasets Can Shorten It
April 07, 2023  |  Retail

As robotics and drones get added to the tech roadmaps of retailers of every stripe, the fact remains: it’s hard creating commercial robots and autonomous...

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