Digital Banking

Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual and remains ongoing, and is constituted by differing degrees of banking service digitization.

Source: en.wikipedia.org

Neobank XTM Launches Visa Debit Card

Neobank XTM Launches Visa Debit Card
Neobank XTM Launches Visa Debit Card
January 27, 2022  |  Partnerships

Neobank XTM announced Thursday (Jan. 27) it has signed a partnership agreement with Visa that will see the payments giant launching a debit card for...

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BIS Paper: Asia Virtual Banks Must Protect Consumer Data
BIS Paper: Asia Virtual Banks Must Protect Consumer Data
January 27, 2022  |  Data

A new Bank for International Settlements paper says Asian regulators must protect consumer data as financial institutions dole out more virtual bank cards, noting the...

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LendingClub Aims for the Cloud, More Mobile-First Platforms in ’22
LendingClub Aims for the Cloud, More Mobile-First Platforms in ’22
January 26, 2022  |  Payment Methods

In a Q4 LendingClub earnings call, CEO Scott Sanborn laid out the company’s vision for 2022, to keep building its on-balance-sheet loan portfolio and moving...

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Open Banking’s Way Forward Involves More Data Sharing, Not Less
Open Banking’s Way Forward Involves More Data Sharing, Not Less
January 26, 2022  |  Digital-First Banking

Despite a slow start in the United Kingdom and much of Europe, open banking is catching on, and this progress will likely accelerate rather than...

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PYMNTS Intelligence: How Open Banking Growth Impacts Business Banking Prospects
PYMNTS Intelligence: How Open Banking Growth Impacts Business Banking Prospects
January 25, 2022  |  Banking

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Clearview Federal Credit Union on Maintaining Personalization in the Age of Digital Banking
Clearview Federal Credit Union on Maintaining Personalization in the Age of Digital Banking
January 25, 2022  |  Credit Unions

Credit unions are getting their FinTech mojo by using data to personalize the member experience. Clearview Federal Credit Union’s Bill Snider explains how member data...

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Why Doesn’t Europe Have a Financial Super App?
Why Doesn’t Europe Have a Financial Super App?
January 25, 2022  |  International

“Another two years.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

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Bank of America Says US CBDC ‘Inevitable’
Bank of America Says US CBDC ‘Inevitable’
January 24, 2022  |  CBDC

The Bank of America has said a digital currency for the U.S. is “inevitable,” and might occur sometime between 2025 to 2030, Bloomberg writes. Get...

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Using a Digital-First Banking Approach to Keep Customers Engaged
Using a Digital-First Banking Approach to Keep Customers Engaged
January 24, 2022  |  Digital-First Banking

People have embraced digital financial services, with 43% saying they handle their banking needs entirely online or through a mobile app. Alongside this digital shift,...

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