Emergency Expenses

Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
June 25, 2025  |  Loans

Radcred has introduced a platform to meet a “rising demand for online payday loans.” Get the Full Story Complete the form to unlock this article and...

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35% of Consumers Regularly Face Hundreds in Unplanned Expenses
35% of Consumers Regularly Face Hundreds in Unplanned Expenses
June 24, 2025  |  Consumer Insights

Recent research reveals that a significant portion of consumers regularly face substantial unplanned expenses, reshaping how financial institutions must approach credit offerings and consumer flexibility....

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Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
April 02, 2025  |  Consumer Insights

When economic winds shift, so do consumer spending habits. But not always in expected ways. Get the Full Story Complete the form to unlock this...

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65% of Low-Income Earners Have Less Than $500 on Hand for Medical Emergencies
65% of Low-Income Earners Have Less Than $500 on Hand for Medical Emergencies
May 07, 2024  |  Healthcare Financing

More than 6 in 10 U.S. consumers who earn below $50,000 annually have less than $500 on hand for medical emergencies — and they are...

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Why Unexpected Expenses Are Especially Harmful for the Credit-Marginalized 
Why Unexpected Expenses Are Especially Harmful for the Credit-Marginalized 
April 24, 2024  |  Consumer Finance

Unexpected expenses can pack a financial punch for any consumer, but for those who are already dealing with credit-related issues, the blow can be especially...

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Consumers Deplete Two-Thirds of Their Savings Every Four Years
Consumers Deplete Two-Thirds of Their Savings Every Four Years
October 30, 2023  |  Consumer Finance

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Why the Fed Underestimates the Pressures of the Paycheck-to-Paycheck Economy
Why the Fed Underestimates the Pressures of the Paycheck-to-Paycheck Economy
July 25, 2023  |  Consumer Finance

Amber Carroll, senior vice president of membership and lifecycle strategy at LendingClub, told PYMNTS that the Federal Reserve’s long-quoted stat on financial well-being could use...

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Consumers Face Financial Crunch From Rising Emergency Expense Costs
Consumers Face Financial Crunch From Rising Emergency Expense Costs
June 26, 2023  |  Consumer Finance

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Fed’s Economic Well-Being Report Understates Struggles of Paycheck-to-Paycheck Consumers
Fed’s Economic Well-Being Report Understates Struggles of Paycheck-to-Paycheck Consumers
May 22, 2023  |  Economy

The Federal Reserve Board’s latest report on the pressures faced by U.S. households paints a picture where a record number of consumers say they are...

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