FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

FDIC to Banks: Work With Borrowers Impacted by Hurricane Milton
FDIC to Banks: Work With Borrowers Impacted by Hurricane Milton
October 15, 2024  |  Bank Regulation

Federal regulators are encouraging banks and financial institutions to work with borrowers impacted by Hurricane Milton. Get the Full Story Complete the form to unlock...

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Battle Lines Being Drawn as FDIC Examines Industrial Loan Companies
Battle Lines Being Drawn as FDIC Examines Industrial Loan Companies
October 09, 2024  |  Bank Regulation

A relatively obscure corner of the banking sector is being thrust into the spotlight — and the Federal Deposit Insurance Corp. may change the ways in...

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FDIC: High-Touch Beats High-Tech in Small Business Lending
FDIC: High-Touch Beats High-Tech in Small Business Lending
October 03, 2024  |  Loans

In small business lending — regardless of the size of the bank doing the lending itself — a high-touch approach and in-person visits to the...

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FDIC Consent Orders Show Internal and External Risk Exposure
FDIC Consent Orders Show Internal and External Risk Exposure
September 27, 2024  |  Security & Fraud

A spate of recent enforcement decisions from the FDIC underscores risks that banks face — external as well as internal ones, where employees have allegedly...

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CFPB’s Chopra: Consumers Need More Disclosure on Nonbank Risks
CFPB’s Chopra: Consumers Need More Disclosure on Nonbank Risks
September 25, 2024  |  Regulation

The Federal Deposit Insurance Corp.’s (FDIC) recent proposal on recordkeeping for bank deposits received from third-party, nonbank companies is a step in the right direction....

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Report: Banks Took in $1 Trillion From High Interest Rates
Report: Banks Took in $1 Trillion From High Interest Rates
September 22, 2024  |  Banking

American banks banked $1 trillion thanks to a recent stretch of high interest rates. Get the Full Story Complete the form to unlock this article...

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German Central Bank: Mergers Must Yield ‘Robust’ Competition
German Central Bank: Mergers Must Yield ‘Robust’ Competition
September 18, 2024  |  Banking

The chief of Germany’s central bank wants bank mergers to produce robust, competitive institutions. Get the Full Story Complete the form to unlock this article...

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FDIC’s New Merger Guidelines Heighten Focus on Bank Sector’s ‘Stability’
FDIC’s New Merger Guidelines Heighten Focus on Bank Sector’s ‘Stability’
September 17, 2024  |  Banking

For the banks, the urge to merge may get held up by regulators — who’d formerly been using decades-old guidelines by which to judge the...

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FDIC Proposes Rule to Strengthen Banks’ Recordkeeping for Custodial Accounts
FDIC Proposes Rule to Strengthen Banks’ Recordkeeping for Custodial Accounts
September 17, 2024  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC) has proposed a rule that would strengthen recordkeeping for bank deposits received from third party, non-bank companies that accept those...

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