FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
March 14, 2025  |  Banking

The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including...

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Square Financial Services to Service and Originate Cash App Borrow Loans
Square Financial Services to Service and Originate Cash App Borrow Loans
March 13, 2025  |  Consumer Finance

Block said Thursday (March 13) that its industrial bank, Square Financial Services (SFS), received approval from the Federal Deposit Insurance Corp. (FDIC) to offer the...

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Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
March 10, 2025  |  Debt

The credit risk associated with large, syndicated bank loans remains moderate, although there are some continuing trends in weakened credit quality, three federal bank regulatory...

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FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
March 05, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC), like other regulatory agencies, is rapidly being reshaped. The very structure of the agency may be drastically altered. A...

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FDIC Wants to Lessen Scrutiny Into Banking Mega-Mergers
FDIC Wants to Lessen Scrutiny Into Banking Mega-Mergers
March 04, 2025  |  Bank Regulation

The FDIC wants to roll back a policy that had increased oversight into large bank mergers. Get the Full Story Complete the form to unlock...

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Interest Rate Caps Threaten Credit Access and FinTech Partnerships
Interest Rate Caps Threaten Credit Access and FinTech Partnerships
March 03, 2025  |  Bank Regulation

There have been pockets of momentum to curb interest rates charged for balances credit cards and for loans extended by FinTechs. Get the Full Story...

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Justice Department Says CFPB Will Be Streamlined, Not Dismantled
Justice Department Says CFPB Will Be Streamlined, Not Dismantled
February 25, 2025  |  CFPB

Justice Department attorneys reportedly said late Monday (Feb. 24) in court filings that the Trump administration plans to streamline, not dismantle, the Consumer Financial Protection...

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Will McKernan Bring a ‘Regulatory Light’ Touch to the CFPB?
Will McKernan Bring a ‘Regulatory Light’ Touch to the CFPB?
February 24, 2025  |  CFPB

This Thursday (Feb. 27), the Senate Committee on Banking, Housing and Urban Affairs is scheduled to hold a hearing on nominees to head a variety...

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JPMorgan Declines to Share Private Credit Lending Data With Regulators
JPMorgan Declines to Share Private Credit Lending Data With Regulators
February 16, 2025  |  Bank Regulation

JPMorgan Chase has reportedly declined to share its private credit lending data with regulators. Get the Full Story Complete the form to unlock this article...

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