When Affirm launched in February 2013, the point-of-sale (POS) financing marketplace in the U.S. was largely an empty greenfield wherein PayPal Co-Founder Max Levchin set...
Payments people love to talk about rails — whose rails are the fastest, cheapest, most secure, most accepted, most compliant. Consumers, not so much. In...
As of Sept. 14, the legal deadline for the strong customer authentication (SCA) requirement of the Second Payment Services Directive (PSD2) came and went. However, as...
With 2020 rushing toward us, a new decade means its time to take stock of where we are and where we’re headed in financial services. Charles E....
Strong Customer Authentication (SCA) is just weeks-old and already mired in controversy. Merchants in the European Union (EU) are still wondering exactly what changes the...
The good news for customers — and the challenge for financial services players, both established and emerging as the decade comes to a close —...
More than a century of automotive culture has brought many exiting eras. Think about how the affordable Ford Model T opened up car ownership to...
One down, two more steps to go: That’s the situation with the federal SAFE Banking Act, which recently won approval by the U.S House of...