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LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing

LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing
LendingClub CEO: Online Marketplace, APIs Create ‘Dynamic’ Loan Pricing
June 29, 2022  |  Loans

Credit markets are tightening. The Federal Reserve has been busy boosting interest rates and, amid a macroeconomic environment that could be charitably described as uncertain,...

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Crypto Capabilities Bring Engagement, Revenue and New Users to Neobanks
Crypto Capabilities Bring Engagement, Revenue and New Users to Neobanks
June 29, 2022  |  Cryptocurrency

By the end of the year, more than half of the 10 largest neobanks will be offering clients cryptocurrency products. Get the Full Story Complete...

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Biometrics Help in Fight Against Fraud, but Are Not the Only Solution Banks Need
Biometrics Help in Fight Against Fraud, but Are Not the Only Solution Banks Need
June 29, 2022  |  Security & Fraud

“If you’re not on your game and protecting your customers,” Tom Shell, vice president of business development and solutions engineering at DataVisor, told PYMNTS, “the...

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Mobile-First Software Solutions Can Help African Merchants Digitize Their Businesses
Mobile-First Software Solutions Can Help African Merchants Digitize Their Businesses
June 29, 2022  |  Technology

Despite high mobile penetration across Africa, cash remains a preferred payment method for everyday transactions, with an estimated 95% of transactions in Nigeria, one of...

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58% of Consumers Increased Online Grocery Shopping in Past Year
58% of Consumers Increased Online Grocery Shopping in Past Year
June 28, 2022  |  Commerce Connected

Nearly half of consumers shop for retail products online and nearly one-third shop for groceries online, according to “Satisfaction in the Age of eCommerce,” a...

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BNPL Finds Fans in Older, Financially Secure Consumers
BNPL Finds Fans in Older, Financially Secure Consumers
June 28, 2022  |  BNPL

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Banks Balance Customer Convenience and Security With ‘Intelligent Friction’
Banks Balance Customer Convenience and Security With ‘Intelligent Friction’
June 28, 2022  |  Authentication

Intelligent friction is among the holy grails of commerce in general, and for financial services firms in particular. Get the Full Story Complete the form...

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Virtual Card Use Brings Cash Flow Boost to 4 in 10 Businesses
Virtual Card Use Brings Cash Flow Boost to 4 in 10 Businesses
June 28, 2022  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Payment Plans Help Advance Patient Adoption of Telemedicine
Payment Plans Help Advance Patient Adoption of Telemedicine
June 28, 2022  |  Healthcare Financing

“Try it. You’ll like it.” Alka-Seltzer’s memorable 1972 tagline also describes patients’ reactions to telehealth over the past couple of years. Get the Full Story...

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