Federal Deposit Insurance Corporation

OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance

OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
December 05, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the...

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FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
FDIC Fund Increase Sparks New Fight Over Deposit Insurance Limits
November 24, 2025  |  Banking

The Federal Deposit Insurance Corporation’s Deposit Insurance Fund (DIF) reserve ratio increased four basis points to reach 1.40% in the third quarter. Get the Full...

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FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures
FDIC Sues Capital One in Dispute Over Special Assessment for 2023 Bank Failures
November 18, 2025  |  Legal

Another lawsuit has reportedly been filed in a dispute between the Federal Deposit Insurance Corporation (FDIC) and Capital One over how much the bank should...

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Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
Industrial Loan Charters Surge as Nonbanks Move Into Financial Services
June 25, 2025  |  Banking

On June 20, Nissan North America’s financial services arm, Nissan Motor Acceptance Corp. said it submitted an application with state and federal regulators to form...

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3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
3 Takeaways as Enforcement Actions and Data Breaches Roil BaaS Models
June 02, 2025  |  Banking

As nonbank enterprises offer financial services, aided by traditional financial institutions and FinTechs, the emergence of the banking-as-a-service (BaaS) model has promised to transform lending...

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Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
April 28, 2025  |  Cryptocurrency

The cryptocurrency growth roadmap has moved from the fringes to the financial mainstream in America. Get the Full Story Complete the form to unlock this...

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FDIC Says Updated Guidance Frees Banks to Trade Crypto Without Prior Approval
FDIC Says Updated Guidance Frees Banks to Trade Crypto Without Prior Approval
March 28, 2025  |  Bank Regulation

The Federal Deposit Insurance Corporation (FDIC) provided new guidance Friday (March 28) saying that FDIC-supervised institutions can engage in crypto-related activities without receiving prior FDIC...

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New FDIC Chair Pledges ‘Wholesale Review’ of Bank Regulations
New FDIC Chair Pledges ‘Wholesale Review’ of Bank Regulations
January 21, 2025  |  Bank Regulation

One of America’s newest financial watchdogs wants to conduct a sweeping review of bank regulations. Get the Full Story Complete the form to unlock this...

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Court Docs Show Regulator’s Crypto Freeze Was More Warning Than Ban
Court Docs Show Regulator’s Crypto Freeze Was More Warning Than Ban
January 06, 2025  |  Cryptocurrency

There has been a quiet uproar happening in the crypto space, and it’s not bitcoin’s surging price. Get the Full Story Complete the form to...

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