Federal Reserve Bank of New York

NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
NY Fed: Mortgage Originations Dropped, Debt Delinquencies Rose in Q1
May 15, 2023  |  Consumer Finance

Mortgage originations dropped and debt delinquencies rose during the first quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
Lenders May Seek Better Tools as Millennial Debt Delinquency Expectations Rise
March 14, 2023  |  Debt

Monthly government release reflects what lenders’ recent earnings reports have hinted: millennials are sinking in debt. Get the Full Story Complete the form to unlock...

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Household Pressures Mount as Revolving Card Debt Creeps Up
Household Pressures Mount as Revolving Card Debt Creeps Up
February 17, 2023  |  Consumer Finance

The American consumer still has some dry powder left when it comes to credit. Get the Full Story Complete the form to unlock this article...

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Consumer Confidence in Household Income Growth Plunges
Consumer Confidence in Household Income Growth Plunges
February 13, 2023  |  Economy

Consumers’ confidence in income growth took a hit in January. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
January 09, 2023  |  Economy

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NY Fed: Consumers Stick With Credit Cards as Balances Grow
NY Fed: Consumers Stick With Credit Cards as Balances Grow
November 21, 2022  |  Credit Cards

Consumer credit demand has been on the decline this year, except when it comes to new applications for credit cards. Get the Full Story Complete...

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NY Fed: Household Debt Climbs to $16.5T
NY Fed: Household Debt Climbs to $16.5T
November 16, 2022  |  Debt

New data from the Federal Reserve Bank of New York shows American household debt continuing to climb, with credit card balances jumping at their largest...

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NY Fed Research Says Mortgage Forbearance Skews Credit Scores
NY Fed Research Says Mortgage Forbearance Skews Credit Scores
June 08, 2021  |  Economy

The pandemic is ebbing, and the U.S. economy is — in lumpy fashion, to be sure — reigniting. Get the Full Story Complete the form...

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NY Fed Paves Way For Non-FICO Credit Scoring Models
NY Fed Paves Way For Non-FICO Credit Scoring Models
May 26, 2021  |  Consumer Finance

Given that the ways in which we pay are changing, the ways we carry debt are changing, and the very profile of the consumer is...

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