FICO score

Finding A Better Credit Fix For Near-Prime Customers

Finding A Better Credit Fix For Near-Prime Customers
Finding A Better Credit Fix For Near-Prime Customers
May 15, 2018  |  Alternative Credit

Fair Square Financial entered the financial services world a few years ago with two observations about why the world needed another non-bank lender. The first being that...

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Why Regulation Won’t Fix Credit Reporting Agencies
Why Regulation Won’t Fix Credit Reporting Agencies
September 18, 2017  |  Legal & Regulation

Some of the most memorable television commercials of the 1970s and 1980s were those promoting E. F. Hutton’s brokerage services. When its tagline, “When E....

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Consumer Credit: Privilege Or Entitlement?
Consumer Credit: Privilege Or Entitlement?
August 25, 2017  |  Debt

There isn’t much that can be said about the “average” American credit user in 2017 because, as it turns out, there really isn’t one. According...

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Ditching FICO, And Finding Another Path To SME Loans
Ditching FICO, And Finding Another Path To SME Loans
June 13, 2017  |  B2B Payments

The struggle of small business borrowing is well documented. Indeed, it’s the underlying reason why the alternative SME lending industry exists. But even alt-lenders have...

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FICO’s New Groove
FICO’s New Groove
March 14, 2017  |  Consumer Finance

About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other...

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