FICO scores

How OppFi Can Say Yes to Credit When Traditional Banks Say No
How OppFi Can Say Yes to Credit When Traditional Banks Say No
March 20, 2025  |  Consumer Finance

U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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FICO Announces Plan to Add BNPL to Credit Score Calculations
FICO Announces Plan to Add BNPL to Credit Score Calculations
February 04, 2025  |  BNPL

Following a joint study with buy now, pay later (BNPL) firm Affirm, FICO has said that it is planning to add BNPL data to its...

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CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores
CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores
May 20, 2024  |  Consumer Finance

The Consumer Financial Protection Bureau (CFPB) is looking to improve “competition, choice and affordability” in credit reporting costs and other mortgage closing costs. Get the Full Story Complete the...

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Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
April 16, 2024  |  Consumer Finance

Earnings season, so far — and chiefly through the big banks — is pointing to some strength in consumer credit. Get the Full Story Complete...

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Federal Reserve Survey Reveals Tightened Lending Standards and Weaker Demand
Federal Reserve Survey Reveals Tightened Lending Standards and Weaker Demand
November 06, 2023  |  Economy

Lending standards have tightened and demand has weakened in the third quarter of 2023, according to the Federal Reserve’s October Senior Loan Officer Opinion Survey...

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Subprime Delinquencies Show Pressures of Paycheck-to-Paycheck Life
Subprime Delinquencies Show Pressures of Paycheck-to-Paycheck Life
February 02, 2023  |  Loans

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Top News In Payments: FedEx Officially Launches Sunday Delivery; Uber CEO: Firm Leads In Race To Ridesharing Profitability
Top News In Payments: FedEx Officially Launches Sunday Delivery; Uber CEO: Firm Leads In Race...
January 23, 2020  |  News

In today’s top news, FedEx officially expanded home delivery to include Sundays, Uber’s CEO believes his company is the most likely ride-hailing service to reach...

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How The New FICO Will Change The Credit Landscape For Borrowers
How The New FICO Will Change The Credit Landscape For Borrowers
October 24, 2018  |  Consumer Finance

After years of focusing nearly entirely on a consumer’s payment history, FICO has announced that as of 2019 it will be rolling out a new...

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