financial institutions

Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech

Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
March 25, 2025  |  Real-Time Payments

Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments...

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Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
March 14, 2025  |  Banking

The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including...

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Bank Technology Races to Keep Pace With Speed of Today’s Business
Bank Technology Races to Keep Pace With Speed of Today’s Business
March 12, 2025  |  Banking

Michael Haney describes himself as a “reformed banker.” As head of product strategy at composable banking architecture provider Galileo Financial Technologies, he has a unique...

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OCC Says Banks Can Hold Crypto, but Should They?
OCC Says Banks Can Hold Crypto, but Should They?
March 10, 2025  |  Cryptocurrency

Blockchain and banking have, since the former’s inception, operated almost entirely at odds. Cryptocurrencies, after all, were invented as a decentralized method to store value,...

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Senate Bill Would Eliminate Reputational Risk as Measure of Safety and Soundness
Senate Bill Would Eliminate Reputational Risk as Measure of Safety and Soundness
March 07, 2025  |  Bank Regulation

Senate Banking Committee Chairman Tim Scott, R-S.C., has introduced a bill that would stop federal banking agencies from using reputational risk as a measure to determine...

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Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
March 06, 2025  |  Bank Regulation

Wednesday’s (March 5) actions in Congress against two Consumer Financial Protection Bureau (CFPB) rules — one governing digital payments providers, the other focused on bank...

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FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
March 05, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC), like other regulatory agencies, is rapidly being reshaped. The very structure of the agency may be drastically altered. A...

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Report: Goldman Sachs to Reduce Staff by Up to 5% in Annual Review
Report: Goldman Sachs to Reduce Staff by Up to 5% in Annual Review
March 04, 2025  |  Personnel

Goldman Sachs reportedly plans to cut 3% to 5% of its staff in an annual review process. Get the Full Story Complete the form to unlock...

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