ICBA

An Insider on Why Community Banks Must Help SMBs Navigate Technology

An Insider on Why Community Banks Must Help SMBs Navigate Technology
An Insider on Why Community Banks Must Help SMBs Navigate Technology
January 16, 2023  |  Digital-First Banking

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Sezzle Offers College Kids BNPL for Buying Textbooks
Sezzle Offers College Kids BNPL for Buying Textbooks
December 20, 2022  |  BNPL

Buy now, pay later (BNPL) company Sezzle wants to make it easier for college students. Get the Full Story Complete the form to unlock this...

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ICBA: CFPB May Face Challenges to Find a ‘Junk Fee’ Solution
ICBA: CFPB May Face Challenges to Find a ‘Junk Fee’ Solution
May 02, 2022  |  Regulation

In February, the Consumer Financial Protection Bureau (CFPB) launched a request for information from the public about the impact that “junk fees” are having on...

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CFPB’s New Rules for BNPL Could Come by Year’s End
CFPB’s New Rules for BNPL Could Come by Year’s End
April 13, 2022  |  BNPL

The exponential growth of buy now, pay later (BNPL) in the last two years, with approximately $97 billion in transactions in 2021, has brough significant regulatory...

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Small Lenders Question Scope, Impact of CFPB’s Proposed Disclosure Rules
Small Lenders Question Scope, Impact of CFPB’s Proposed Disclosure Rules
September 03, 2021  |  CFPB

Two organizations representing lenders have expressed reservations about a new rule proposed Wednesday (Sept. 1) by the Consumer Financial Protection Bureau (CFPB). The rule, if finalized, would require lenders to disclose...

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Why Data-Centric Means Member-Centric for CUs
Why Data-Centric Means Member-Centric for CUs
October 29, 2019  |  Credit Unions

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Helping Community Banks Turn On The Innovation Switch
Helping Community Banks Turn On The Innovation Switch
March 12, 2019  |  Banking

Innovation has always been important for community banks, but the driving force of digitization over the last decade has greatly sped up the pace, said...

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Why AI Is The Future Of Community Banking
Why AI Is The Future Of Community Banking
July 11, 2018  |  Artificial Intelligence

On a surface level, community banking and artificial intelligence (AI) can seem like something of a mismatch in concept. Community banking is all about relationship-lending...

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Credit Entices, But Cash Still Packs A Punch
Credit Entices, But Cash Still Packs A Punch
June 08, 2018  |  Today In Data

It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s still doing quite...

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