Interest Rates

Senate Bill Would Cap Credit Card Interest Rates at 10%
Senate Bill Would Cap Credit Card Interest Rates at 10%
February 04, 2025  |  Credit Cards

Senators Bernie Sanders, I-Vermont, and Josh Hawley, R-Missouri, introduced a bill Tuesday (Feb. 4) that would cap credit card interest rates at 10%. Get the...

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Banks See Lukewarm Lending in Spite of Wall Street Rally
Banks See Lukewarm Lending in Spite of Wall Street Rally
January 31, 2025  |  Loans

Steady-to-declining interest rates. Inflation under 3%. A relaxed attitude to regulation in D.C. Get the Full Story Complete the form to unlock this article and...

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Spending Caution Sets In as Consumers Weigh Economic Outlook
Spending Caution Sets In as Consumers Weigh Economic Outlook
January 29, 2025  |  Consumer Insights

The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial...

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Synchrony Looks to Best Rate Cut Environment With Innovation Mix
Synchrony Looks to Best Rate Cut Environment With Innovation Mix
January 28, 2025  |  Earnings

The consumer financing landscape is a dynamic one, where both strategy and execution are the key guardrails of success for financial service businesses. Get the...

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Digital, Deposits and Delinquencies in Focus as Banks Kick Off Earnings Season
Digital, Deposits and Delinquencies in Focus as Banks Kick Off Earnings Season
January 13, 2025  |  Earnings

Every three months, some of the biggest names in banking report earnings, all on the same day, kicking off an avalanche of quarterly reports across all...

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FinTech IPO Outlook: Profits and Platforms Take Center Stage
FinTech IPO Outlook: Profits and Platforms Take Center Stage
January 03, 2025  |  Fintech Investments

By any stretch of the imagination, for the FinTech IPO Index, the last 12 months have been largely kind. Get the Full Story Complete the...

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Year-End Surge in Car Sales Expected to End in 2025
Year-End Surge in Car Sales Expected to End in 2025
January 03, 2025  |  Retail

A surge in U.S. car sales seen at the end of 2024 is reportedly not expected to last into 2025. Get the Full Story Complete...

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Morgan Stanley Expects Favorable Environment for Lenders in 2025
Morgan Stanley Expects Favorable Environment for Lenders in 2025
December 19, 2024  |  Loans

Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an...

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Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
December 18, 2024  |  Credit Cards

More than a quarter of consumers own a store card, defined as a card that exclusively features a retailer’s branding. While co-branded cards can be...

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