lending regulations

CFPB Payday Lending Rules 2.0 — What’s Next
CFPB Payday Lending Rules 2.0 — What’s Next
February 07, 2019  |  CFPB

The next chapter in the ongoing saga that is payday loan regulation officially began yesterday (Feb. 6), with the announcement that the Consumer Financial Protection...

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Changes On Deck For The CFPB’s Payday Lending Rule
Changes On Deck For The CFPB’s Payday Lending Rule
January 22, 2019  |  Alternative Finances

Could it be that the CFPB, under new Executive Director Kathy Kraninger, will be moving directly to eliminate the more controversial provisions of its payday lending...

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Sub-Prime Lending’s Late-Year Bounce
Sub-Prime Lending’s Late-Year Bounce
November 20, 2018  |  Alternative Finances

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. In the year...

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Data Dive: Walking The Walk Edition
Data Dive: Walking The Walk Edition
November 05, 2018  |  Data Dive

There is an election in the U.S. tomorrow, a hotly contested one on many fronts. In the months leading up to it, the world has...

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WeLab Eyes Services In China Beyond Lending
WeLab Eyes Services In China Beyond Lending
November 01, 2018  |  International

In any new technology arena, companies are born, they rise, they fall, sometimes with breathtaking speed. Regulations take shape, usually quite a bit more slowly. So...

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Open Banking Connects iwoca To Lloyds Account Data
Open Banking Connects iwoca To Lloyds Account Data
November 01, 2018  |  B2B Payments

U.K.-based alternative small business lender iwoca is linking into data from Lloyd’s Bank accounts to streamline loan underwriting for joint customers. In an announcement on...

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Five At Five: Do Banks Really Appreciate SMBs?
Five At Five: Do Banks Really Appreciate SMBs?
October 29, 2018  |  News

Welcome to Five at Five, your daily look at the payments and commerce news of the day. Today’s coverage includes new data that speaks to...

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LendingClub Settles With SEC, DOJ
LendingClub Settles With SEC, DOJ
October 01, 2018  |  Security & Fraud

On Friday (Sept. 30), LendingClub officially closed the door on a two-year chapter in its corporate history that its current board and founding team would...

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Are Big Changes Coming To The Military Lending Act?
Are Big Changes Coming To The Military Lending Act?
August 14, 2018  |  Alternative Finances

Changes may soon be coming to the Military Lending Act (MLA), a piece of legislation designed to prevent military service members from getting swept up...

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