Office of the Comptroller of the Currency

OCC Says Banks Can Pay Crypto-Asset Network Fees for Permissible Activities
OCC Says Banks Can Pay Crypto-Asset Network Fees for Permissible Activities
November 18, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency (OCC) published an interpretive letter Tuesday (Nov. 18) that the regulator said confirmed that for specified activities,...

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OCC Rates 6 Banks ‘Outstanding’ and 10 ‘Satisfactory’ in CRA Compliance
OCC Rates 6 Banks ‘Outstanding’ and 10 ‘Satisfactory’ in CRA Compliance
November 03, 2025  |  Bank Regulation

Six banks were rated “outstanding” and 10 were rated “satisfactory” in the latest list of banks examined for Community Reinvestment Act (CRA) compliance by the...

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OCC Proposes Rescinding Recovery Planning Guidelines for Large Banks
OCC Proposes Rescinding Recovery Planning Guidelines for Large Banks
October 28, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency has proposed rescinding its recovery planning guidelines for insured national banks, federal savings associations and federal branches...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
October 15, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency has conditionally approved the de novo national bank charter application for Erebor Bank, a new national bank...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and...

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FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
October 08, 2025  |  Regulation

Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to...

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Coinbase Applies to Become National Trust Company
Coinbase Applies to Become National Trust Company
October 07, 2025  |  Cryptocurrency

Coinbase wants to expand its service by becoming a national trust company. Get the Full Story Complete the form to unlock this article and enjoy...

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OCC Reduces Regulatory Burden on Community Banks Ahead of Broader Industry Reforms
OCC Reduces Regulatory Burden on Community Banks Ahead of Broader Industry Reforms
October 07, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency announced new guidance and proposed rulemakings Monday (Oct. 6), saying it aims to reduce “regulatory burden” for...

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