Office of the Comptroller of the Currency

OCC Calls for More Transparency Into Bank Mergers
OCC Calls for More Transparency Into Bank Mergers
January 29, 2024  |  Bank Regulation

A top U.S. financial regulator wants more transparency into bank mergers. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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OCC Says Use of AI in Banking Is Emerging Risk 
OCC Says Use of AI in Banking Is Emerging Risk 
December 07, 2023  |  Bank Regulation

The federal banking system remains sound but faces credit, market, operational and compliance risks, according to the Office of the Comptroller of the Currency (OCC).  Get the...

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OCC Says Banks Must Take ‘Safe and Sound’ Approach to BNPL
OCC Says Banks Must Take ‘Safe and Sound’ Approach to BNPL
December 06, 2023  |  Buy Now Pay Later

The Office of the Comptroller of the Currency (OCC) has issued a guidance to national banks and federal savings associations addressing buy now, pay later (BNPL) lending. Get the...

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FDIC Wants Regional Banks to Issue $70 Billion in Fresh Debt
FDIC Wants Regional Banks to Issue $70 Billion in Fresh Debt
August 29, 2023  |  Debt

In the spring, two formerly obscure acronyms, SVB and FDIC, became household names. Get the Full Story Complete the form to unlock this article and...

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OCC Says Banks Should Consider Lower-Cost Alternatives for Covering Overdrafts
OCC Says Banks Should Consider Lower-Cost Alternatives for Covering Overdrafts
April 26, 2023  |  Banking

Banks should consider offering lower-cost alternatives for covering overdrafts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Senators Warn Regulators on Zelle Fraud Risks
Senators Warn Regulators on Zelle Fraud Risks
March 03, 2023  |  Bank Regulation

Five Senate Democrats are sending a warning on Early Warning Services’ Zelle. Get the Full Story Complete the form to unlock this article and enjoy...

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Fed’s Goldman Probe and Regulators’ Remarks Signal Heightened Digital Lending Scrutiny
Fed’s Goldman Probe and Regulators’ Remarks Signal Heightened Digital Lending Scrutiny
January 23, 2023  |  Bank Regulation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Agencies: Banks Must Manage Risk Around Crypto-Assets
Agencies: Banks Must Manage Risk Around Crypto-Assets
January 03, 2023  |  Cryptocurrency

Three U.S. agencies said that banks must be wary of the risks of crypto-assets. Get the Full Story Complete the form to unlock this article...

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Regulators’ Stablecoin Warnings Open Door for Digital Dollar, Tokenized Deposits
Regulators’ Stablecoin Warnings Open Door for Digital Dollar, Tokenized Deposits
January 03, 2023  |  Regulation

Warnings on stablecoins from a trio of regulators may cause banks to seek digital alternatives instead. Get the Full Story Complete the form to unlock...

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