Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Embedded Finance Firms Brace for Tighter US Regulations
Embedded Finance Firms Brace for Tighter US Regulations
February 26, 2026  |  Regulation

From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay...

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The Clearing House: Trust Is the Gatekeeper for What’s Next in Payments
The Clearing House: Trust Is the Gatekeeper for What’s Next in Payments
February 24, 2026  |  Payments Innovation

Watch more: What’s Next in Payments With The Clearing House’s Sal Karakaplan Get the Full Story Complete the form to unlock this article and enjoy...

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Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms
Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms
February 19, 2026  |  Bank Regulation

Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get...

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Truist Teams With Mastercard for First Open Banking Integration
Truist Teams With Mastercard for First Open Banking Integration
February 12, 2026  |  Partnerships

Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. Get the Full...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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UK Regulators Offer Clarity on Open Banking Pricing Models
UK Regulators Offer Clarity on Open Banking Pricing Models
January 20, 2026  |  Regulation

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this...

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Obol to Expand Cash Flow Management Platform to Australia
Obol to Expand Cash Flow Management Platform to Australia
January 12, 2026  |  B2B Payments

Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. Get the Full Story Complete the form to unlock this...

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Legacy Business Models Break
Legacy Business Models Break
January 12, 2026  |  What's Trending

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins...

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Flutterwave Acquires Mono to Boost Open Banking Offerings
Flutterwave Acquires Mono to Boost Open Banking Offerings
January 05, 2026  |  Acquisitions

Africa-focused payments technology company Flutterwave has acquired open banking infrastructure provider Mono. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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