Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Financial Services Regulation in 2025: More of the Same or Radical Shift?

Financial Services Regulation in 2025: More of the Same or Radical Shift?
Financial Services Regulation in 2025: More of the Same or Radical Shift?
December 24, 2024  |  Regulation

This year was marked by a steady drumbeat of regulations and rules — and requests from regulators for information and comments from financial services players...

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UK Financial Authorities to Improve Cooperation on National Payments Vision
UK Financial Authorities to Improve Cooperation on National Payments Vision
December 23, 2024  |  Regulation

Four financial authorities in the United Kingdom said they are working to improve their cooperation and will revise their agreement as the government pursues its...

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Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
December 19, 2024  |  CFPB

A flurry of announcements and proposals from the Consumer Financial Protection Bureau in the weeks leading up to — and after — November’s election begs...

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Beyond Breaches: Why Security and Trust Are the Real Currency of Payments
Beyond Breaches: Why Security and Trust Are the Real Currency of Payments
December 19, 2024  |  Security & Fraud

The stakes for fraud prevention and data security are rising with innovation across digital payments. Get the Full Story Complete the form to unlock this...

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Ex-Klarna UK CEO Alex Marsh Named Chair of Salad Money
Ex-Klarna UK CEO Alex Marsh Named Chair of Salad Money
December 18, 2024  |  Personnel

British financial institution Salad Money has named Klarna’s former U.K. CEO to chair its board. Get the Full Story Complete the form to unlock this...

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Trustly and Fitness Software Firm BRP Team on Open Banking 
Trustly and Fitness Software Firm BRP Team on Open Banking 
December 17, 2024  |  Partnerships

Open banking payments provider Trustly has launched a partnership with fitness/wellness software-maker BRP Systems. Get the Full Story Complete the form to unlock this article...

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Card Networks Challenge FinTechs for Account-to-Account Payments Share
Card Networks Challenge FinTechs for Account-to-Account Payments Share
December 16, 2024  |  Payments Innovation

Earlier this year, PYMNTS Intelligence found that more than half of consumers were not aware of pay-by-bank options, or were hesitant to use them. Get...

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Mastercard Launches Open Banking Partnership With Unzer
Mastercard Launches Open Banking Partnership With Unzer
November 25, 2024  |  Partnerships

Payment/software solutions provider Unzer has formed an open banking-focused collaboration with Mastercard. Get the Full Story Complete the form to unlock this article and enjoy...

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ValidiFI and PDI Team to Streamline Pay-by-Bank Enrollment
ValidiFI and PDI Team to Streamline Pay-by-Bank Enrollment
November 20, 2024  |  Digital Payments

Payment intelligence provider ValidiFI has teamed with fuel/convenience retail tech company PDI Technologies. Get the Full Story Complete the form to unlock this article and...

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