Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

How Data Builds A Foundation For Commercial Bank/FinTech Collaboration
How Data Builds A Foundation For Commercial Bank/FinTech Collaboration
January 17, 2018  |  B2B Payments

The corporate expense management market doesn’t look like it once did. The traditional strategy of handing an employee a corporate card, hoping they make responsible...

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The Data Behind B2B Payments’ API Excitement
The Data Behind B2B Payments’ API Excitement
January 15, 2018  |  B2B Payments

From market pressures in the U.S. that have encouraged data sharing between banks and FinTechs to regulations in the U.K. and EU like Open Banking...

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PSD2 Takes Center Stage And Open Banking Era Opens
PSD2 Takes Center Stage And Open Banking Era Opens
January 15, 2018  |  Regulation Roundup

And so, it’s finally here. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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UK FCA Braces For ‘Slow Burn’ Of PSD2
UK FCA Braces For ‘Slow Burn’ Of PSD2
January 12, 2018  |  B2B Payments

As the European Union (EU) moves forward with new regulations that have broad implications for the payments sector, regulators in the region say the market...

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Paper Checks Continue To Steal The B2B Payments Spotlight
Paper Checks Continue To Steal The B2B Payments Spotlight
December 29, 2017  |  B2B Payments

2017 may go down in B2B payments history as the year the space finally saw a bump in attention from innovators. Amid the excitement over...

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How B2B Payments Could Find Its Footing In A World Moving To Real-Time
How B2B Payments Could Find Its Footing In A World Moving To Real-Time
December 28, 2017  |  B2B Payments

Faster and real-time payment initiatives broke new ground in 2017, but so far, B2B payments has yet to really find its place in an accelerated...

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Open Banking Plans For A Big Year — Even Where Regulators Aren’t Forcing It
Open Banking Plans For A Big Year — Even Where Regulators Aren’t Forcing It
December 27, 2017  |  B2B Payments

Open Banking regulations aren’t yet in effect in Europe via upcoming PSD2 rules, but already, banks there are getting a head-start on implementation. Financial institutions...

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Big Banks To Miss UK’s Open Banking Deadline
Big Banks To Miss UK’s Open Banking Deadline
December 21, 2017  |  B2B Payments

Five major U.K. banks are reportedly about to miss a key deadline in the nation’s Open Banking initiative, according to news from The Telegraph on Wednesday (Dec....

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Nesta Chooses Open Up Challenge Winners
Nesta Chooses Open Up Challenge Winners
December 14, 2017  |  B2B Payments

Nesta has announced the 10 winners of Stage 1 of its Open Up Challenge, a competition in the U.K. for developers of FinTech targeting small...

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